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3012 3rd St, Surf City (Holly Ridge), NC 28445 Property Records

Onslow County property record for 3012 3rd St, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Mar 2024)
Tax Bill$1,224 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone AE (high risk)
APN801-122

Property Details

APN / Parcel Number

Primary APN801-122
Alternative APNs
  • 490009194
  • 451238000
  • 009007

Exterior

Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number490009194
Street Address3012 3RD ST
CitySURF CITY
StateNC
Zip28445-8629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHS
Legal DescriptionL11 S3 B34 OLD SETTLERS BEACH
Legal SubdivisionOLD SETTLERS BEACH SEC 3
Legal Block34
Legal Lot Number11
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group1
Census Block1065
Census Tract403

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8308 HONEY BERRY CT, RALEIGH, NC 27615-8028
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Warranty Deed, Transfer · Conventional Mortgage
21ST MORTGAGE CORP
Jun 26, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Prior SaleJun 26, 2019 · Amount on Record
Deed Book / Page6121 / 115
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMar 26, 2024
Property Address3012 3RD ST, SURF CITY, NC 28445-8629
Document Number0061210115
Book / Page6121 / 115
Map ReferenceMB 9 PG 70
Instrument DateMar 15, 2024
Transaction TypeTransfer
Record UpdatedApr 8, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7901 STRICKLAND RD STE 105, 105, RALEIGH, NC 27615-3189

Transferred To (Grantee/Buyer)

NameVerified Name
Address8308 HONEY BERRY CT, RALEIGH, NC 27615-8028

Mortgage

Document Number0006121119
DateMar 26, 2024
Instrument6121-119
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJun 26, 2019
Property Address3012 3RD ST, SURF CITY, NC 28445-8629
Document Number0049710393
Book / Page004971 / 000393
Instrument DateMay 31, 2019
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$328.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 EMERALD LN ROPER NC 279709139, ROPER, NC 27970-9139

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalitySurf City Town
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,224.00$278,350 (+48.94%) Land $275,000 Building $3,350$278,350 (+48.94%) Land $275,000 Building $3,350
2023$1,224.00$186,890 Land $185,000 Building $1,890$186,890 Land $185,000 Building $1,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,239 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,682 units insured
incl. 443 condo units
Nearby Flood Claims2,537 (1983–2025)
Claims Outside the SFHA21 of 2,537
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 420 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 545 claims
  • Hurricane Fran, Oct 1996 · 671 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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