30116 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 30116 River Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,227 sqft · built 2017
Lot Size	0.668 acres (29,100 sqft)
Owner	Individual Name on File
Last Sale	$2,650,000 (Aug 2026)
Tax Bill	$6,829 (2026)
Deeds & Mortgages	Aug 2026 Sale Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`64-03-06-0-000-021`

Property Details

APN / Parcel Number

Primary APN	`64-03-06-0-000-021`
Alternative APNs	`322542` `40732`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,227 sqft Heated Area
1st Floor Area	2,227 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,100 sqft (0.668 acres)
Lot Dimensions	291 ft deep x 100 ft wide
Pool Area	594 sqft
Boat Access	Boat Access
Boat House	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	322542
Street Address	30116 RIVER RD
City	ORANGE BEACH
State	AL
Zip	36561-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 291' LOT 79 UNIT 1 ONO ISLAND SUBD PB7 PG52-54 (WD -SURVIVORSHIP)
Legal Subdivision	ONO ISLAND,
Legal Block	U-1
Legal Lot Number	79
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1012
Census Tract	11415

Owner

30116 River Rd is owned by an individual who bought it in August 2026.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2092 FAIRWOODS DR, SHREVEPORT, LA 71106
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANKING ASSOCIATION
May 31, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	20262270935
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 7, 2026
Property Address	30116 RIVER RD, ORANGE BEACH, AL 36561-3784
Document Number	0002270935
Instrument Date	Aug 4, 2026
Instrument	20262270935
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$267,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 FAIRWOODS DR, SHREVEPORT, LA 71106

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30116 RIVER RD, ORANGE BEACH, AL 36561-3784
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001672384
Date	Dec 27, 2017
Instrument	1672384

Lender

Name	REGIONS BANK
Type	Bank
Address	ORANGE BEACH, AL 36561

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30116 RIVER RD, ORANGE BEACH, AL 36561-3784
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001670113
Date	Dec 11, 2017
Instrument	1670113

Lender

Name	NATIONAL BANKING ASSOCIATION
Address	ORANGE BEACH, AL 36561

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30116 RIVER RD, ORANGE BEACH, AL 36561-3784
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001698985
Date	May 31, 2018
Instrument	1698985

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30116 RIVER RD, ORANGE BEACH, AL 36561-3784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001784785
Date	Sep 19, 2019
Instrument	1784785

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 30116 River Rd was $6,829, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,829.00 (+7%)
2025	$6,382.00	$227,960 Land $115,480 Building $112,480	$2,351,500 Land $1,191,300 Building $1,160,200
2023	$11,624.00 (+27.04%)	$415,160 (+27.04%)	$2,075,800 (+27.04%) Land $1,119,100 Building $956,700
2022	$9,150.00 (+32.3%)	$326,800	$1,634,000 Land $833,800 Building $800,200
2021	$6,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30116 River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30116 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures