FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$3,010.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
505 STONE GATE BLVD, ELKTON, MD 21921-4072
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
30115 CHEVAL ST, MOUNT DORA, FL 32757-7818
Mortgage
Document Number
0005986577
Date
Jul 5, 2022
Instrument
5986/577
Lender
Name
THIRD FSLA OF CLEVELAND
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2052
Interest
Rate Type
Adjustable Rate
Rate
4.44%
Type Change Date
Jul 1, 2027
Change Frequency
Annually
Min Rate At Change
2.44%
Max Rate At Change
6.44%
Index
Prime Rate
Max Rate
10.4%
March 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
LAKE FL
Recording Date
Mar 2, 2018
Property Address
30115 CHEVAL ST, MOUNT DORA, FL 32757-7818
Document Number
0050741491
Book / Page
005074 / 001491
Instrument Date
Feb 28, 2018
Instrument
24648
Transaction Type
Transfer
Record Updated
Mar 16, 2018
Title Company
RP TITLE AND ESCROW LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,736.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
30115 CHEVAL ST MOUNT DORA FL 327577818, MOUNT DORA, FL 32757-7818
Mortgage
Document Number
50741494
Date
Mar 2, 2018
Book Page
005074/001494
Instrument
24649
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 30115 Cheval St was $4,997 with a homeowner's exemption, down 2.2% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Lake County
Unified School District
Lake County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$344,252 (-)Land $112,000Building $232,252
$344,252 (-)Land $112,000Building $232,252
2025
$4,997.00 (-2.23%)Homeowner's exemption
$344,252Land $112,000Building $232,252
$344,252Land $112,000Building $232,252
2024
$5,111.00 (+7.04%)
2023
$4,775.00 (+13.04%)Homeowner's exemption
$344,134 (+14.66%)
$344,134 (+14.66%)Land $112,000Building $232,134
2022
$4,224.00
$300,134
$300,134Land $68,000Building $232,134
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 30115 Cheval St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 37 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
37 in force
Nearby Flood Claims
3 (2024)
Claims Outside the SFHA
2 of 3
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Milton, Oct 2024 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 30115 Cheval St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source
Groundwater
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 35
Verizon Fixed Wireless
300 / 20
May also be available: Hotwire Communications, Xfinity.