3011 Whispering Oak, Bryant, AR 72022 Property Records

Saline County property record for 3011 Whispering Oak, Bryant, AR 72022

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,950 sqft · built 1985
Lot Size	0.37 acres (16,150 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2019)
Tax Bill	$299 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`840-08690-000`

Property Details

APN / Parcel Number

Primary APN	`840-08690-000`
Alternative APN	`74961`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,150 sqft (0.37 acres)
Lot Dimensions	170 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74961
Street Address	3011 WHISPERING OAK
City	BRYANT
State	AR
Zip	72022-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2019-012138
Legal Range	14W
Legal Township	01S
Legal Section	21
Legal Subdivision	SHERWOOD ESTATES
Legal Block	3
Legal Lot Number	16
Jurisdiction	SALINE AR
Township / Civil Division	OWEN
Census Block Group	2
Census Block	2025
Census Tract	10519

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 22, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2019-012138
Deed Book / Page	2019 / 012138
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022

Mortgage

Document Number	0000010015
Date	Jun 7, 2023
Instrument	2023-010015

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009702
Date	Apr 16, 2021
Instrument	2021-009702

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 1, 2019
Property Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022
Document Number	0000012138
Instrument Date	Jun 28, 2019
Instrument	2019-012138
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 GRAND AVE, 513, BENTON, AR 72015-6532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022

Mortgage

Document Number	0000012139
Date	Jul 1, 2019
Instrument	2019-012139

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SALINE AR
Recording Date	Aug 22, 2017
Property Address	3011 WHISPERING OAK, BRYANT, AR 72022-9022
Document Number	0000015496
Instrument Date	Aug 16, 2017
Instrument	15496
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	513 GRAND AVE BENTON AR 720156532, BENTON, AR 72015-6532

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Bryant City
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,168 (-) Land $2,240 Building $17,928
2024	$299.00 (-11.8%)
2023	$339.00 Homeowner's exemption	$20,168 Land $2,240 Building $17,928	$100,840 Land $11,200 Building $89,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANT WATERWORKS serves 19,607 people · EPA ID AR0000486
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50

May also be available: Connect2First, Verizon.

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