Greenup County property record for 3011 Reed St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1975 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Dec 2019) |
| Tax Bill | $1,022 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-40-00-002.00 |
| Primary APN | 177-40-00-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Mixed |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 44668 |
|---|---|
| Street Address | 3011 REED ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REED ST 100 X 141 X 97 X 132 TR |
| Legal Tract | 132 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40202 |
Source: Greenup County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2023 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Jul 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK W VIRGINIA |
| Feb 1, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE SERVICES |
| Dec 27, 2019 | Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on Record |
| Deed Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 559054 |
| Deed Book / Page | D637 / 44 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Document Number | 0000682273 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | M1103/462 |
| Instrument | 682273 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000609061 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | M1042/120 |
| Instrument | 609061 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000597221 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | M1028/436 |
| Instrument | 597221 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 5, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000594042 |
|---|---|
| Date | May 16, 2022 |
| Book Page | M1023/516 |
| Instrument | 594042 |
| Name | CITY NATIONAL BANK W VIRGINIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000572198 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | M986/451 |
| Instrument | 572198 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Dec 27, 2019 |
| Property Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Document Number | 0000559054 |
| Book / Page | D637 / 44 |
| Map Reference | DB 359 PG 565 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 559054 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | SPRINGDALE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 E MAIN ST # ST100, 216, FRANKFORT, KY 40601-2316 |
| Name | Verified Name |
|---|---|
| Address | 3011 REED ST, FLATWOODS, KY 41139-1943 |
| Document Number | 0000559055 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | M957/81 |
| Instrument | 559055 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Greenup County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,022.00 (-2.29%) Homeowner's exemption | $112,500 (-) Land $15,000 Building $97,500 | $112,500 (-) Land $15,000 Building $97,500 |
| 2023 | $1,046.00 Homeowner's exemption | $112,500 Land $15,000 Building $97,500 | $112,500 Land $15,000 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2000–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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