Lincoln County property record for 3011 Ramseur St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1964 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Jan 2015) |
| Tax Bill | $1,007 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3641-85-0412 |
| Primary APN | 3641-85-0412 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,736 sqft (0.499 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 254124 |
|---|---|
| Street Address | 3011 RAMSEUR ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | CARPENTER HM OFF1001 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | IRONTON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 71001 |
3011 Ramseur St is owned by an individual who bought it in January 2015.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2816 GOBLE ST, GASTONIA, NC 28056-6310 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2015 · Amount on File |
| Deed Sale | Jan 23, 2015 · Amount on File |
| Deed Document Number | 2015529423 |
| Deed Book / Page | 2499 / 783 |
| Prior Transfer Date | Feb 4, 2013 |
| Prior Transfer Doc | 23740451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3011 RAMSEUR ST, LINCOLNTON, NC 28092-8996 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003139805 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 3139/805 |
| Instrument | 648034 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 3011 Ramseur St was $1,007, up 3.4% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,007.00 (+3.39%) | $133,674 (-) Land $27,000 Building $106,674 | $133,674 (-) Land $27,000 Building $106,674 |
| 2025 | $974.00 | $133,674 Land $27,000 Building $106,674 | $133,674 Land $27,000 Building $106,674 |
| 2023 | $954.00 | $133,674 Land $27,000 Building $106,674 | $133,674 Land $27,000 Building $106,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3011 Ramseur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3011 Ramseur St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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