Osceola County property record for 3011 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,632 sqft Living Area |
| Lot Size | 6,229 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $254,295 (2020) |
| Tax Bill | $2,945.00 (2024) |
| Primary APN | 22-26-30-0076-0001-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,053 sqft Gross Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.143 acres) |
| Depth X Width | 109 ft x 58 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 768 sqft Deck |
| Porch Area | 21 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3011 ELBIB DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 32 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES PH 6 |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 320 |
| Legal Lot Number | 32 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0076-0001-0320
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3011 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RP FUNDING INC |
| Dec 31, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage CALIBER HOME LOANS INC |
| Apr 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Prior Sale | Jan 05, 2005 · Amount on Record |
| Deed Doc Number | 2020177541 |
| Deed Book / Page | 5862 / 411 |
| Prior Transfer Date | Jan 31, 2019 |
| Prior Transfer Doc | 0055121756 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3011 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051662265 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 5166/2265 |
| Instrument | 2017089585 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 3011 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0058620411 |
| Book / Page | 5862 / 411 |
| Map Reference | MB 13 PG 124-126 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2020177541 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2492 DATURA LOOP, 2492, SAINT CLOUD, FL 34772-7850 |
| Name | Verified Name |
|---|---|
| Address | 3011 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0005862412 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 5862/412 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2019 |
| Property Address | 3011 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0055121756 |
| Book / Page | 005512 / 001756 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 52049 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3011 ELBIB DR ST CLOUD FL 347728591, ST CLOUD, FL 34772-8591 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,053.00 (+3.67%) Homeowner's exemption Veteran's exemption | $218,472 (+5.99%) | $297,500 (-2.87%) Land $65,000 Building $232,500 |
| 2024 | $2,945.00 (+2.86%) | ||
| 2023 | $2,863.00 (+0.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $206,132 (+3%) | $306,300 (+15.67%) Land $60,000 Building $246,300 |
| 2022 | $2,847.00 Homeowner's exemption | $200,129 | $264,800 Land $55,000 Building $209,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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