3011 17th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 3011 17th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Sep 2023)
Tax Bill	$5,024 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.643.1360`

Property Details

APN / Parcel Number

Primary APN	`58.643.1360`

Exterior

Lot Area	9,750 sqft (0.22 acres)

Location & Zoning

Street Address	3011 17TH AVE S
City	MOORHEAD
State	MN
Zip	56560-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME RIDGEWOOD ADD LOT 034 BLOCK 003 SUBDIVISIONCD 58643
Legal Range	48
Legal Township	139
Legal Section	15
Legal Subdivision	RIDGEWOOD ADD
Legal Block	3
Legal Lot Number	34
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2004
Census Tract	30111

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3011 17TH AVE S, MOORHEAD, MN 56560-3915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK
Apr 8, 2022	Transfer on Death Deed, Transfer
May 17, 2019	Deed of Trust, Mortgage · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	20231584826
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3011 17TH AVE S, MOORHEAD, MN 56560-3915
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000862048
Date	Feb 9, 2026
Instrument	862048

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2036

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 28, 2023
Property Address	3011 17TH AVE S, MOORHEAD, MN 56560-3915
Document Number	0000841047
Instrument Date	Sep 27, 2023
Instrument	841047
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3011 17TH AVE S, MOORHEAD, MN 56560-3915

Mortgage

Document Number	0000841048
Date	Sep 28, 2023
Instrument	841048

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MN
Recording Date	Apr 8, 2022
Property Address	3011 17TH AVE S, MOORHEAD, MN 56560-3915
Document Number	0000827349
Instrument Date	Apr 8, 2022
Instrument	827349
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3011 17TH AVE S, MOORHEAD, MN 56560-3915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CO OF FARGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000789444
Date	May 17, 2019
Instrument	789444

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,024.00 (+19.73%)
2025		$306,300 (+10.74%) Land $47,800 Building $258,500	$306,300 (+10.74%) Land $47,800 Building $258,500
2023	$4,196.00 Homeowner's exemption	$276,600 Land $47,800 Building $228,800	$276,600 Land $47,800 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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