Wayne County property record for 30103 Pointe Dr, Gibraltar, MI 48173
| Property Type | Bungalow |
|---|---|
| Details | 2 ba · 1,620 sqft · built 1940 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jul 2022) |
| Tax Bill | $9,007 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 017 01 1031 000 |
| Primary APN | 36 017 01 1031 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 517 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 30103 POINTE DR |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Bungalow |
| Local Zoning Code | RESIDE |
| Legal Description | 01D1031 T5S LOT 1031 HALLS GIBRALTAR SUB NO. 1 PC 54 355 T5S R10E L56 P20 WCR |
| Legal Subdivision | HALLS GIBRALTAR NO 1 |
| Legal Lot Number | 1031 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 597000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30103 POINTE DR, GIBRALTAR, MI 48173-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2016 · Amount on Record |
| Deed Document Number | 2022231898 |
| Deed Book / Page | 57733 / 1080 |
| Prior Transfer Date | Sep 12, 2016 |
| Prior Transfer Doc | 0533000516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30103 POINTE DR, GIBRALTAR, MI 48173-9555 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 30103 POINTE DR, GIBRALTAR, MI 48173-9555 |
| Investor | Possibly a Property Investor |
| Document Number | 0598141036 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 59814/1036 |
| Instrument | 2025277855 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 8, 2022 |
| Property Address | 30103 POINTE DR, GIBRALTAR, MI 48173-9555 |
| Document Number | 0577331080 |
| Book / Page | 57733 / 1080 |
| Map Reference | LB 56 PG 20&21 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022231898 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | CORTITLE LLC, CORETITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30103 POINTE DR, 30103, GIBRALTAR, MI 48173-9555 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 30103 POINTE DR, GIBRALTAR, MI 48173-9555 |
| Document Number | 0577331081 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 57733/1081 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,400 (+9.52%) | $388,800 (+9.52%) | |
| 2025 | $9,007.00 (+4.02%) Homeowner's exemption | $177,500 (+6.16%) | $355,000 (+6.16%) |
| 2023 | $8,659.00 (+64.12%) Homeowner's exemption | $167,200 | $334,400 |
| 2020 | $5,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 251 (1980–2023) |
| Claims Outside the SFHA | 37 of 251 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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