Charles County property record for 3010 Thomas Rd, Bryans Road, MD 20616
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,032 sqft · built 1958 |
| Lot Size | 0.442 acres (19,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (May 2026) |
| Tax Bill | $6,564 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008287 |
| Primary APN | 07-008287 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,250 sqft (0.442 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 008287 |
|---|---|
| Street Address | 3010 THOMAS RD |
| City | BRYANS ROAD |
| State | MD |
| Zip | 20616-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 5 BLK 4 SEC 3 INDIAN HEAD MANOR SUB |
| Legal Subdivision | INDIAN HEAD MANOR SUB |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850102 |
3010 Thomas Rd is owned and occupied by an individual who bought it in May 2026.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3010 THOMAS RD, BRYANS ROAD, MD 20616-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE |
| Oct 14, 2020 | Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | Oct 14, 2020 · Amount on File |
| Deed Book / Page | 14076 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 20, 2026 |
| Property Address | 3010 THOMAS RD, BRYANS ROAD, MD 20616-3309 |
| Document Number | 1407000488 |
| Book / Page | 14076 / 488 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3010 THOMAS RD, BRYANS ROAD, MD 20616-3309 |
| Document Number | 1407000498, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 14076/498 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 1407000521, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 14076/521 |
| Name | DEPARTMENT OF HSNG AND COMMUNITY |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 14, 2020 |
| Property Address | 3010 THOMAS RD, BRYANS ROAD, MD 20616-3309 |
| Document Number | 0113800214 |
| Book / Page | 11380 / 214 |
| Map Reference | MB PCM 7 FO 47 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,582.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3010 THOMAS RD, BRYANS ROAD, MD 20616-3309 |
| Document Number | 11380220 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 11380/220 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 3010 Thomas Rd was $6,564.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,900 (+7.99%) | $242,100 (+23.96%) Land $70,500 Building $171,600 | |
| 2025 | $6,564.00 | $195,300 Land $70,500 Building $124,800 | $195,300 Land $70,500 Building $124,800 |
| 2023 | $2,555.00 | $170,367 | $195,300 Land $70,500 Building $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3010 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2012–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3010 Thomas Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMUNK WATER COMPANY DISTRIBUTION SYSTEM private · serves 340 people · EPA ID MD0080084 |
|---|---|
| Water Source | Purchased groundwater from BRYANS ROAD |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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