3010 Sugar Pine Cir, Sebring, FL 33872 Property Records

Highlands County property record for 3010 Sugar Pine Cir, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1989
Lot Size	0.187 acres (8,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Feb 2026)
Tax Bill	$2,482 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C34480410000069A`

Property Details

APN / Parcel Number

Primary APN	`C34480410000069A`
Alternative APN	`C-34-34-28-041-0000-069A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,133 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3010 SUGAR PINE CIR
City	SEBRING
State	FL
Zip	33872-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	CORMORANT POINT II REPLAT OF CERTAIN LOTS PB 15 PG 4 LOT 69A
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	CORMORANT POINT SUB 2 RPLT 1
Legal Lot Number	69A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PREFERRED LENDING SERVICES LLC
Dec 22, 2021	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Dec 22, 2021	Intrafamily Transfer, Transfer HEARTLAND TITLE INSURANCE
Jan 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	20262300682
Deed Book / Page	3175 / 512
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0002069743
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 20, 2026
Property Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438
Document Number	0002300682
Book / Page	3175 / 512
Map Reference	MB 15 PG 4
Instrument Date	Feb 19, 2026
Instrument	2300682
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4954 SAN IGNACIO DR, SEBRING, FL 33872-1768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438

Mortgage

Document Number	0003175516
Date	Feb 20, 2026
Instrument	3175/516

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 11, 2022
Property Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438
Document Number	0002104323
Book / Page	2917 / 1794
Map Reference	MB 15 PG 4
Instrument Date	Jun 27, 2022
Instrument	2104323
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,704.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3800 DUFFER RD, 3800, SEBRING, FL 33872-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438

Mortgage

Document Number	0029171796
Date	Jul 11, 2022
Instrument	2917/1796

Lender

Name	PREFERRED LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 22, 2021
Property Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438
Document Number	0002069744
Book / Page	2873 / 330
Map Reference	MB 15 PG 4
Instrument Date	Dec 14, 2021
Instrument	2069744
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86431 MOONLIT WALK CIR, 86431, YULEE, FL 32097-3997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 DUFFER RD, SEBRING, FL 33872-1606

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 22, 2021
Property Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438
Document Number	0002069743
Book / Page	2873 / 328
Map Reference	MB 15 PG 4
Instrument Date	Dec 14, 2021
Instrument	2069743
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	HEARTLAND TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 23, 2019
Property Address	3010 SUGAR PINE CIR, SEBRING, FL 33872-4438
Document Number	0001926067
Book / Page	002674 / 001302
Instrument Date	Jan 22, 2019
Instrument	1926067
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 SUGAR PINE CIR SEBRING FL 338724438, SEBRING, FL 33872-4438

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,176 (+5.99%)	$210,514 (+0.07%) Land $13,500 Building $197,014
2024	$2,482.00 (+2.01%)
2023	$2,433.00 (+19.38%) Homeowner's exemption	$195,473 (+58.03%)	$210,363 (+70.06%) Land $13,500 Building $196,863
2022	$2,038.00	$123,697 Land $13,500 Building $110,197	$123,697 Land $13,500 Building $110,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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