3010 S Pool St, McHenry, IL 60051 Property Records

McHenry County property record for 3010 S Pool St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 868 sqft · built 1931
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (Dec 2016)
Deeds & MortgagesOct 2023 Line of Credit
Dec 2018 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN15-18-457-007

Property Details

APN / Parcel Number

Primary APN15-18-457-007

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area868 sqft Living Area

Exterior

Year BuiltBuilt 1931
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3010 S POOL ST
CityMCHENRY
StateIL
Zip60051-8011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0042074 LT 22 GRISWOLD LAKE LAGOON SUB
Legal Range09E
Legal Township44N
Legal Section18
Legal SubdivisionGRISWOLD LAKE LAGOON
Legal Block457
Legal Lot Number22
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group2
Census Block2032
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address28835 N HERKY DR STE 107, 107, LAKE BLUFF, IL 60044-1465
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
RESOURCE BANK
Dec 31, 2018Deed of Trust, Mortgage · Commercial Mortgage
THE LEADERS BANK
Dec 20, 2020Loan Modification, Mortgage
LEADERS BK
Dec 20, 2019Loan Modification, Mortgage
LEADERS BK
Aug 29, 2019Loan Modification, Mortgage
LEADERS BK
Dec 12, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2016 · Amount on Record
Deed SaleDec 22, 2016 · Amount on Record
Prior SaleDec 22, 2016 · Amount on Record
Deed Document Number0000050038
Last Transfer DateDec 12, 2018
Transfer Doc0000042074
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3010 S POOL ST, MCHENRY, IL 60051-8011
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027397
DateOct 27, 2023
Instrument2023R0027397
Lender
NameRESOURCE BANK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueOct 25, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3010 S POOL ST, MCHENRY, IL 60051-8011
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043998
DateDec 31, 2018
Instrument2018R0043998
Lender
NameTHE LEADERS BANK
TypeBank
AddressOAK BROOK, IL 60523
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate5.25%

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address3010 S POOL ST, MCHENRY, IL 60051-8011
Document Number0000057427
Instrument DateDec 20, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28835 N HERKY DR #107 LAKE BLUFF IL 600441465, 107, LAKE BLUFF, IL 60044-1465

Mortgage

Document Number0000057427
DateDec 28, 2020
Instrument57427
Lender
NameLEADERS BK
TypeBank
Address2001 YORK RD # 150, OAK BROOK, IL 60523-8890
Agreement
AmountAmount Recorded

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address3010 S POOL ST, MCHENRY, IL 60051-8011
Document Number0000000109
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28835 N HERKY DR LAKE BLUFF IL 600441464, LAKE BLUFF, IL 60044-1464

Mortgage

Document Number0000000109
DateJan 2, 2020
Instrument109
Lender
NameLEADERS BK
TypeBank
Address2001 YORK RD, OAK BROOK, IL 60523-8888
Agreement
AmountAmount Recorded

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address3010 S POOL ST, MCHENRY, IL 60051-8011
Document Number0000028976
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedSep 13, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28835 N HERKY DR #107 LAKE BLUFF IL 600441465, 107, LAKE BLUFF, IL 60044-1465

Mortgage

Document Number0000028976
DateSep 5, 2019
Instrument28976
Lender
NameLEADERS BK
TypeBank
Address2001 YORK RD, OAK BROOK, IL 60523-8888
Agreement
AmountAmount Recorded

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateDec 12, 2018
Property Address3010 S POOL ST, MCHENRY, IL 60051-8011
Document Number0000042074
Instrument DateDec 11, 2018
Instrument42074
Transaction TypeTransfer
Record UpdatedJan 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$369.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28835 N HERKY DR #107 LAKE BLUFF IL 600441465, 107, LAKE BLUFF, IL 60044-1465
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$20,705 Land $5,273 Building $15,432$62,115 Land $15,819 Building $46,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims85 (1978–2026)
Claims Outside the SFHA1 of 85
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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