3010 NW 2nd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3010 NW 2nd St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1981
Lot Size0.214 acres (9,365 sqft)
Owner2 Individual Names on Record
Last Sale$39,500 (Jul 1991)
Tax Bill$375 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone A (high risk)
APN1-17-37-35-0030-00010-0010

Property Details

APN / Parcel Number

Primary APN1-17-37-35-0030-00010-0010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,300 sqft Heated Area
Gross Area1,386 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions113 ft deep x 83 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3010 NW 2ND ST
CityOKEECHOBEE
StateFL
Zip34972-2269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDE BERRY GARDENS AMONG THE PINES (PLAT BOOK 1 PAGE 20) LOT 1 & LOT 2 LESS WEST 9.16 FEET BLOCK 1
Legal Range35E
Legal Township37S
Legal Section17
Legal SubdivisionDE BERRY GARDENS
Legal Block1
Legal Lot Number1
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2029
Census Tract910202

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3010 NW 2ND ST, OKEECHOBEE, FL 34972-2269
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1991 · Amount on Record
Deed SaleJul 1, 1991 · Amount on Record
Deed Document Number0000325540
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3010 NW 2ND ST, OKEECHOBEE, FL 34972-2269
Document Number0000011075
Instrument DateNov 4, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3010 NW 2ND ST OKEECHOBEE FL 349722269, OKEECHOBEE, FL 34972-2269

Mortgage

Document Number0000011075
DateNov 10, 2020
Instrument11075
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 9, 2035

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$375.00 (-62.72%) Homeowner's exemption$56,136 (+5.99%)$143,901 (+1.49%) Land $12,000 Building $131,901
2023$1,006.00 (+12.91%) Homeowner's exemption$52,965 (+3%)$141,790 (+27.38%) Land $10,000 Building $131,790
2022$891.00 Homeowner's exemption$51,422$111,316 Land $5,600 Building $105,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2004–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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