3010 Hickory Rdg Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3010 Hickory Rdg Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,483 sqft · built 1988
Lot Size	4.35 acres (189,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,000 (Jul 2020)
Tax Bill	$6,445 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-109763`

Property Details

APN / Parcel Number

Primary APN	`03-109763`
Alternative APNs	`3109763` `109763`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,483 sqft Total Area
Basement Area	1,001 sqft
Finished Basement	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	189,486 sqft (4.35 acres)
Garage Type	Built-in
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	109763
Street Address	3010 HICKORY RIDGE RD
City	DUNKIRK
State	MD
Zip	20754-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 2 PLAT 1 CALVERT ESTS
Legal Subdivision	CALVERT ESTS
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3000
Census Tract	860103

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3010 HICKORY RIDGE RD, DUNKIRK, MD 20754-9670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Jul 28, 2020	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Sep 1, 1995 · Amount on Record
Deed Book / Page	5654 / 104
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0040120053
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3010 HICKORY RIDGE RD, DUNKIRK, MD 20754-9670
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059660303
Date	May 19, 2021
Book Page	5966/303

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2050

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 28, 2020
Property Address	3010 HICKORY RIDGE RD, DUNKIRK, MD 20754-9670
Document Number	0056540104
Book / Page	5654 / 104
Map Reference	LB ABE 1 FO 375
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3010 HICKORY RIDGE RD, DUNKIRK, MD 20754-9670

Mortgage

Document Number	0005654112
Date	Jul 28, 2020
Instrument	5654/112

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,445.00 (+22.74%) Homeowner's exemption	$576,700 (+14.1%) Land $216,300 Building $360,400	$576,700 (-) Land $216,300 Building $360,400
2023	$5,251.00 Homeowner's exemption	$505,433	$576,700 Land $216,300 Building $360,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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