3010 Five Points Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3010 Five Points Rd, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,440 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2025)
Tax Bill	$157.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-4N-11-0000-0080-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,440 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Exterior Material	Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	3010 FIVE POINTS RD
City	COTTONDALE
State	FL
Zip	32431-7726
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	OR 398 P 162 COMM AT SWC, RUN E 160.07 FT TO BEGIN, RUN E 201.06 FT, N 1090 FT, W 201.06 FT, S 1090 FT TO POB...OR 661 P 844
Legal Range	11W
Legal Township	04N
Legal Section	21
Jurisdiction	JACKSON FL
Minor Civil Division	ALFORD
Census Blockgroup	2
Census Block	2004
Census Tract	211100

Owner

Source: Jackson County records · APN 21-4N-11-0000-0080-0050

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4294 DOUGLAS FERRY RD, CARYVILLE, FL 32427-2302
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2025 · Amount on Record
Deed Sale	Aug 07, 2025 · Amount on Record
Prior Sale	Feb 20, 2002 · Amount on Record
Deed Doc Number	202532008861
Deed Book / Page	1886 / 352
Record Refreshed	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Aug 07, 2025
Property Address	3010 FIVE POINTS RD, COTTONDALE, FL 32431-7726
Document Number	0018860352
Book / Page	1886 / 352
Instrument Date	Aug 04, 2025
Instrument	202532008861
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FL LAND TITLE & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3010 FIVE POINTS RD, COTTONDALE, FL 32431-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4294 DOUGLAS FERRY RD, CARYVILLE, FL 32427-2302

Mortgage

Document Number	0018860354
Date	Aug 07, 2025
Book Page	1886/354
Instrument	202532008862

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Feb 15, 2050

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$157.00 (+9.03%) Homeowner's exemption	$36,825 (+2.9%)	$91,843 (-3.51%) Land $25,000 Building $66,843
2024	$144.00 (+12.5%) Homeowner's exemption	$35,787 (+3%)	$95,188 (+55.2%) Land $25,000 Building $70,188
2023	$128.00 (+18.52%) Homeowner's exemption	$34,745 (+3%)	$61,334 (+22.04%) Land $25,000 Building $36,334
2022	$108.00 Homeowner's exemption	$33,733	$50,258 Land $22,500 Building $27,758

Flood & Wildfire

3010 Five Points Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (12063C), updated January 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 19th in Florida
Wildfire Likelihood	Moderate — about 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.