3010 E Orchard Dr, Decatur, IL 62521 Property Records

Macon County property record for 3010 E Orchard Dr, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,192 sqft · built 1964
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2026)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-30-126-009`

Property Details

APN / Parcel Number

Primary APN	`09-13-30-126-009`
Alternative APN	`13-30-126-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	091330126009
Street Address	3010 E ORCHARD DR
City	DECATUR
State	IL
Zip	62521-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	EAST LYNN ADD L 13 IRREG
Legal Subdivision	EAST LYNN ADD
Jurisdiction	MACON IL
Township / Civil Division	LONG CREEK
Census Block Group	3
Census Block	3023
Census Tract	2402

Owner

Source: Macon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Sep 4, 2018	Warranty Deed, Transfer
Jun 5, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20265123
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	004879/653
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Recording Date	Jun 15, 2026
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	0000006613
Instrument Date	May 8, 2026
Instrument	20266613
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006613,
Date	Jun 15, 2026
Instrument	20266613

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 11, 2026
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	0000005123
Instrument Date	May 8, 2026
Instrument	2026.5123
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752

Mortgage

Document Number	0000005124,
Date	May 11, 2026
Instrument	2026.5124

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000005125,
Date	May 11, 2026
Instrument	2026.5125

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 11, 2026
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	2026R005123
Instrument Date	May 8, 2026
Instrument	20265123
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752

Mortgage

Document Number	0000005123,
Date	May 11, 2026
Instrument	20265123

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Date	May 11, 2026

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 17, 2022
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	004900/260
Book / Page	4900 / 260
Map Reference	BK 300 PG 375
Instrument Date	May 12, 2022
Instrument	1997448
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 E PRAIRIE ST, DECATUR, IL 62521-2138

Mortgage

Document Number	19974494900262
Date	Jun 17, 2022
Instrument	19974494900262

Lender

Name	DRAPER & KRAMER MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6%

Mortgage

Document Number	004900/278
Date	Jun 17, 2022
Book Page	4900/278
Instrument	1997450

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Feb 18, 2022
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	004879/653
Book / Page	4879 / 653
Map Reference	BK 300 PG 375
Instrument Date	Dec 8, 2021
Instrument	1992853
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752

Mortgage

Document Number	19928534879656
Date	Feb 18, 2022
Instrument	19928534879656

Lender

Name	ARVEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Aug 27, 2019
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	4694/16
Book / Page	4694 / 16
Map Reference	PB 300 PG 375
Instrument Date	Aug 23, 2019
Instrument	1950349
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752

Mortgage

Document Number	1950350
Date	Aug 27, 2019
Instrument	1950350

Lender

Name	FIRST MID ILLINOIS BK & TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 4, 2018
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	4640/115
Book / Page	4640 / 115
Map Reference	PB 300 PG 375
Instrument Date	Aug 31, 2018
Instrument	1937230
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Jun 5, 2018
Property Address	3010 E ORCHARD DR, DECATUR, IL 62521-4752
Document Number	4624/711
Book / Page	4624 / 711
Map Reference	PB 300 PG 375
Instrument Date	Jun 1, 2018
Instrument	1933902
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Long Creek Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00 (+8.17%) Homeowner's exemption	$38,174 (+10.06%) Land $6,894 Building $31,280	$114,533 (+10.06%) Land $20,684 Building $93,849
2024	$2,790.00	$34,685 Land $6,669 Building $28,016	$104,065 Land $20,009 Building $84,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2009)
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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