Orange County property record for 3010 Cove St, Ladera Ranch, CA 92694
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,634 sqft · built 2024 |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,100 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 931-845-59 |
| Primary APN | 931-845-59 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,634 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Condo/Apartment |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3010 COVE ST |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1728 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 19189 BLK LOT 3 UN 59 LOT 3 OF TRACT 19189 OF CONDO PROJECT 931-84 |
| Legal Tract | 19189 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 32066 |
3010 Cove St, a condominium, is owned and occupied by two individuals.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3010 COVE ST, LADERA RANCH, CA 92694-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 14, 2024 |
| Property Address | 3010 COVE ST, MISSION VIEJO, CA 92694-1728 |
| Document Number | 0000298189 |
| Map Reference | MB 1006 PG 6-10 |
| Instrument Date | Oct 22, 2024 |
| Instrument | 2024000298189 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | UNKNOWN, LENNAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3010 COVE ST, RANCHO MISSION VIEJO, CA 92694-1728 |
| Document Number | 0000298190 |
|---|---|
| Date | Nov 14, 2024 |
| Instrument | 2024000298190 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2025 property tax bill for 3010 Cove St was $16,100 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $922,011 (+2%) Land $505,458 Building $416,553 | |
| 2025 | $16,100.00 | $903,933 Land $495,547 Building $408,386 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3010 Cove St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3010 Cove St is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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