3010 20th St, Rockford, IL 61109 Property Records

Winnebago County property record for 3010 20th St, Rockford, IL 61109

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,760 sqft · built 1951
Lot Size15.2 acres (663,419 sqft)
OwnerIndividual Name on File
Last Sale$361,000 (Oct 2023)
Tax Bill$6,629 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN258C137A

Property Details

APN / Parcel Number

Primary APN258C137A
Alternative APN
  • 1606301002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,760 sqft Living Area
Gross Area3,504 sqft
1st Floor Area1,008 sqft
Basement Area744 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Roof MaterialAsphalt
Lot Area663,419 sqft
DrivewayDriveway
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3010 20TH ST
CityROCKFORD
StateIL
Zip61109-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEG SW COR NW1/4 TH N 179 FT E 1224.58FT S 580.67 FT W 1142.58 FT N 580.67FT TO POB SEC SEC: 6 TWP: 43 RANGE: 2ACRES: 15.23
Legal Range02E
Legal Township43N
Legal Section06
Legal Block6
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group1
Census Block1022
Census Tract3708

Owner

3010 20th St is owned and occupied by an individual who bought it in October 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3010 20TH ST, ROCKFORD, IL 61109-1415
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2023 · Amount on File
Deed SaleOct 19, 2023 · Amount on File
Deed Document Number202324841
Record UpdatedOct 29, 2026

October 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWINNEBAGO IL
Recording DateOct 19, 2023
Property Address3010 20TH ST, ROCKFORD, IL 61109-1415
Document Number0000024841
Instrument DateOct 18, 2023
Instrument2324841
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$541.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3010 20TH ST, ROCKFORD, IL 61109-1415

Mortgage

Document Number0000024842
DateOct 19, 2023
Instrument2324842
Lender
NameGREAT LAKES HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3010 20th St was $6,629.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,629.00$80,216 Land $44,316 Building $35,900$240,648 Land $132,948 Building $107,700
2022Homeowner's exemption$62,531 Land $33,958 Building $28,573$187,593 Land $101,874 Building $85,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3010 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3010 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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