3010 128th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3010 128th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,200 sqft · built 2015
Lot Size	0.65 acres (28,343 sqft)
Owner	Individual Name on Record
Tax Bill	$7,428 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R324974`

Property Details

APN / Parcel Number

Primary APN	`R324974`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	3,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,343 sqft (0.65 acres)
Garage Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3010 128TH ST
City	LUBBOCK
State	TX
Zip	79423-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 105
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	1050
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1074
Census Tract	10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3010 128TH ST, LUBBOCK, TX 79423-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 9, 2024	Deed of Trust, Mortgage · Line of Credit AMARILLO NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015
Deed Sale	Apr 10, 2015
Deed Document Number	2015012055
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3010 128TH ST, LUBBOCK, TX 79423-1166
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	BRIGHT LINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029870
Date	Jun 15, 2021
Instrument	2021029870

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3010 128TH ST, LUBBOCK, TX 79423-1166
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047819
Date	Dec 9, 2024
Instrument	2024047819

Lender

Name	AMARILLO NATIONAL BANK
Type	Bank
Address	AMARILLO, TX 79121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2039

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 9, 2025
Change Frequency	Monthly
Min Rate At Change	6.75%
Max Rate At Change	10.7%
Index	Other
Margin	1
Max Rate	14.7%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,428.00 (+2.1%) Homeowner's exemption	$442,958 (+18.28%) Land $33,500 Building $409,458	$442,958 (+8.36%) Land $33,500 Building $409,458
2024	$7,275.00 (+10.13%)
2023	$6,606.00 (+16%) Homeowner's exemption	$374,508 Land $33,500 Building $375,268	$408,768 Land $33,500 Building $375,268
2022	$5,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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