301 Winding Way, Union Hall, VA 24176 Property Records

Franklin County property record for 301 Winding Way, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1977
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,037 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`052 01-026 00`

Property Details

APN / Parcel Number

Primary APN	`052 01-026 00`
Alternative APN	`16767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,744 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	184 sqft
Shed	1 Shed
Cabin	252 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16767
Street Address	301 WINDING WAY
City	UNION HALL
State	VA
Zip	24176-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	BROOKS POINT NO 3 LOT 14
Legal Subdivision	BROOKS POINT NO 3
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	1
Census Block	1008
Census Tract	20102

Owner

301 Winding Way is owned and occupied by two individuals who acquired it in July 2019.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 WINDING WAY, UNION HALL, VA 24176-3858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 19, 2019
Transfer Doc	00112502113
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	May 22, 2026
Property Address	301 WINDING WAY, UNION HALL, VA 24176-3858
Document Number	0000003339
Book / Page	1245 / 2999
Instrument Date	May 15, 2026
Instrument	20263339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	301 WINDING WAY, UNION HALL, VA 24176-3858

Mortgage

Document Number	0000003339,
Date	May 22, 2026
Book Page	1245/2999
Instrument	20263339

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 13, 2019
Property Address	301 WINDING WAY, UNION HALL, VA 24176-3858
Document Number	0011252113
Book / Page	001125 / 002113
Instrument Date	Aug 8, 2019
Instrument	4864
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WINDING WAY UNION HALL VA 241763858, UNION HALL, VA 24176-3858

Tax Assessment & Valuation

The 2025 property tax bill for 301 Winding Way was $3,037.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00	$706,400 Land $260,000 Building $446,400	$706,400 Land $260,000 Building $446,400
2023	$2,593.00	$425,100 (-) Land $236,300 Building $188,800	$425,100 (-) Land $236,300 Building $188,800
2022		$425,100 Land $236,300 Building $188,800	$425,100 Land $236,300 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Winding Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Winding Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SMLW Broadband.

Cell Coverage

4G LTE only, no 5G reported

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