Allegany County property record for 301 Wallace St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,946 sqft · built 1900 |
| Lot Size | 0.147 acres (6,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jul 2021) |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-031080 |
| Primary APN | 06-031080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Total Area |
| Attic | Attic |
| Attic Area | 300 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 6,404 sqft (0.147 acres) |
| Porch | Slab |
| Porch Area | 196 sqft |
| Deck Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 031080 |
|---|---|
| Street Address | 301 WALLACE ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 301 WALLACE ST IRREG 75X119 37X109 |
| Legal Subdivision | ROSE HILL ESTATES |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1200 |
301 Wallace St is owned and occupied by two individuals who bought it in July 2021.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 WALLACE ST, CUMBERLAND, MD 21502-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 8, 2021 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Jun 18, 2002 |
| Deed Book / Page | 2681 / 494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 301 WALLACE ST, CUMBERLAND, MD 21502-2040 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 301 WALLACE ST, CUMBERLAND, MD 21502-2040 |
| Document Number | 002960-0025 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 2960/25 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jul 8, 2021 |
| Property Address | 301 WALLACE ST, CUMBERLAND, MD 21502-2040 |
| Document Number | 002681-0494 |
| Book / Page | 2681 / 494 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 WALLACE ST, CUMBERLAND, MD 21502-2040 |
| Document Number | 0002681502 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2681/502 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 301 Wallace St was $1,128.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,200 Land $6,100 Building $128,100 | $134,200 Land $6,100 Building $128,100 | |
| 2025 | $1,128.00 | ||
| 2023 | $938.00 | $100,900 Land $6,100 Building $94,800 | $100,900 Land $6,100 Building $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Wallace St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Wallace St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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