301 W Section St, Dieterich, IL 62424 Property Records

Effingham County property record for 301 W Section St, Dieterich, IL 62424

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,504 sqft · built 1910
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (May 2017)
Tax Bill	$1,066 (2022)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-20-005-007`

Property Details

APN / Parcel Number

Primary APN	`02-20-005-007`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,504 sqft Base Area
1st Floor Area	1,504 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	301 W SECTION ST
City	DIETERICH
State	IL
Zip	62424-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150FT OF 1/2 COR OFF E 1/2 NE 3302/204 2786/248 2599/186 1416/91 470/215
Legal Subdivision	HORNS NEW ADD
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1078
Census Tract	950500

Owner

301 W Section St is owned and occupied by two individuals who bought it in May 2017.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 15, 2019	Deed of Trust, Mortgage · ARM DIETERICH BANK NA
May 25, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Prior Sale	Dec 5, 2011
Deed Document Number	20171702283
Deed Book / Page	3302 / 204
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202626000789
Date	Mar 4, 2026
Instrument	202626000789

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525004450
Date	Dec 10, 2025
Instrument	202525004450

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 23, 2035

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3663/122
Date	Mar 4, 2021
Book Page	3663/122
Instrument	202121001053

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Aug 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Transaction Type	Mortgage
Record Updated	Aug 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3479/206
Date	Jul 15, 2019
Book Page	3479/206
Instrument	201901902630

Lender

Name	DIETERICH BANK NA
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	ARM
Amount	Amount on Record
Term	179 Months
Due	Jun 28, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.83%
Type Change Date	Jun 28, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.83%
Index	1-Year CMT
Max Rate	9.83%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 25, 2017
Property Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Document Number	3302/204
Book / Page	3302 / 204
Instrument Date	May 24, 2017
Instrument	201701702283
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 W SECTION ST, DIETERICH, IL 62424-1117
Investor	Possibly a Property Investor

Mortgage

Document Number	201701702284
Date	May 25, 2017
Instrument	201701702284

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,950 Land $5,240 Building $37,710	$128,850 Land $15,720 Building $113,130
2022	$1,066.00 Homeowner's exemption	$24,970 Land $3,920 Building $21,050	$74,910 Land $11,760 Building $63,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 W Section St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 W Section St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire.

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