301 W Rainbow St, Duluth, MN 55811 Property Records

St. Louis County property record for 301 W Rainbow St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1968
Lot Size	0.22 acres (9,586 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Nov 2024)
Tax Bill	$3,834 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0264-00280`

Property Details

APN / Parcel Number

Primary APN	`010-0264-00280`
Alternative APNs	`1080527` `1174229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	561 sqft
Finished Basement	561 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Lot Area	9,586 sqft (0.22 acres)
Garage Area	546 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	196 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1174229
Street Address	301 W RAINBOW ST
City	DULUTH
State	MN
Zip	55811-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0028 BLOCK:001 SERIAL #
Legal Subdivision	BIRCH HILL DIVISION
Legal Block	1
Legal Lot Number	28
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1070
Census Tract	302

Owner

301 W Rainbow St is owned and occupied by an individual who bought it in November 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	301 W RAINBOW ST, DULUTH, MN 55811-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CU MEMBERS MORTGAGE
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	20241084693
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 4, 2019
Property Address	301 W RAINBOW ST, DULUTH, MN 55811-2013
Document Number	0001016997
Instrument Date	Oct 15, 2019
Instrument	1016997
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.15
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W RAINBOW ST, DULUTH, MN 55811-2013

Mortgage

Document Number	0001016998
Date	Nov 4, 2019
Instrument	1016998

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	301 W RAINBOW ST, DULUTH, MN 55811-2013
Document Number	000T997677
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	301 W RAINBOW ST DULUTH MN 558112013, DULUTH, MN 55811-2013

Mortgage

Document Number	000T997677
Date	May 7, 2018
Instrument	T997677

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 301 W Rainbow St was $3,834 with a homeowner's exemption, up 15.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,834.00 (+15.07%) Homeowner's exemption
2025	$3,332.00 (-11.71%) Homeowner's exemption	$316,600 (+20.56%) Land $46,900 Building $269,700	$316,600 (+20.56%) Land $46,900 Building $269,700
2024	$3,774.00	$262,600 Land $38,900 Building $223,700	$262,600 Land $38,900 Building $223,700
2022		$240,200 Land $37,300 Building $202,900	$240,200 Land $37,300 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 W Rainbow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 W Rainbow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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