301 W Main St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 301 W Main St, Mount Sterling, KY 40353

Property Summary

Property Type	Commercial
Details	3,112 sqft
Lot Size	0.436 acres (19,000 sqft)
Owner	Company Name on Record
Tax Bill	$582 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23M-60-01-018.00`

Property Details

APN / Parcel Number

Primary APN	`23M-60-01-018.00`
Alternative APN	`651778`

Interior

Stories	1 Story
Building Area	3,112 sqft Total Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	19,000 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Terrain	Rolling

Location & Zoning

Account Number	651778
Street Address	301 W MAIN ST
City	MOUNT STERLING
State	KY
Zip	40353-1737
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	301 W MAIN ST APTS
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2025
Census Tract	920301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northwest Residential District listed 1989 · 314 contributing resources · NRIS 89001422

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	437 ADAIR RD, LEXINGTON, KY 40502-2424
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000339397
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Municipality	Mount Sterling City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (+0.69%)	$59,000 (-)	$59,000 (-)
2023	$578.00	$59,000	$59,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20