301 W James St, Mabank, TX 75147 Property Records

Henderson County property record for 301 W James St, Mabank, TX 75147

Property Summary

Property Type	Single Family Home
Details	1,773 sqft · built 2005
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$2,668 (2023)
Deeds & Mortgages	Jun 2023 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3909-0001-0010-51`

Property Details

APN / Parcel Number

Primary APN	`3909-0001-0010-51`
Alternative APNs	`R000088774` `296223`

Interior

Building Area	1,773 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,773 sqft

Exterior

Year Built	Built 2005
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	289 sqft

Location & Zoning

Account Number	R000088774
Old Parcel Number	3909.0001.0010.51
Street Address	301 W JAMES ST
City	MABANK
State	TX
Zip	75147-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 794 G T WALTERS SUR, PRAIRIE HILL ESTS #5, BLK 1 LT 1, E/101
Legal Subdivision	PRAIRIE HILL ESTS #5 (11)
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1006
Census Tract	950604

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 W JAMES ST, MABANK, TX 75147-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAS CU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2005
Deed Sale	Apr 18, 2005
Deed Document Number	2005-00006656
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	301 W JAMES ST, MABANK, TX 75147-3725
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300009535
Date	Jun 28, 2023
Instrument	2023-00009535

Lender

Name	AMERICAS CU
Type	Credit Union
Address	DALLAS, TX 75367

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	301 W JAMES ST, MABANK, TX 75147-3725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013648
Date	Sep 9, 2020
Instrument	2020-00013648

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Mabank Town
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,668.00 (-24.89%) Homeowner's exemption Senior Citizen's exemption	$225,316 Land $15,000 Building $337,518	$352,518 Land $15,000 Building $337,518
2022	$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MABANK serves 15,207 people · EPA ID TX1290005
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Conquest Wireless Fixed Wireless	175 / 50

May also be available: T-Mobile.

Nearby Properties on W James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures