Frederick County property record for 301 W 7th St, Frederick, MD 21701 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 1.5 ba · 1,204 sqft · built 1923 |
| Lot Size | 0.099 acres (4,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,000 (May 2026) |
| Tax Bill | $5,394 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-061449 |
| Primary APN | 02-061449 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,204 sqft Gross Area |
| 1st Floor Area | 602 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Townhouse |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,324 sqft (0.099 acres) |
| Lot Dimensions | 188 ft deep x 23 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Account Number | 061449 |
|---|---|
| Street Address | 301 W 7TH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4504 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LT #8, BLK. 11, 23 X 188 301 W. 7TH ST. |
| Legal Block | 110 |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 750801 |
Source: Frederick County records · APN 02-061449
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 W 7TH ST, FREDERICK, MD 21701-4504 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 20, 2026 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Sep 22, 2021 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17869 / 412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 20, 2026 |
| Property Address | 301 W 7TH ST, FREDERICK, MD 21701-4504 |
| Document Number | 1786000412 |
| Book / Page | 17869 / 412 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | DISTRICT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 301 W 7TH ST, FREDERICK, MD 21701-4504 |
| Document Number | 1786000420, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 17869/420 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 22, 2021 |
| Property Address | 301 W 7TH ST, FREDERICK, MD 21701-4504 |
| Document Number | 0153100051 |
| Book / Page | 15310 / 51 |
| Instrument Date | Sep 02, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2025 |
| Title Company | LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 301 W 7TH ST, FREDERICK, MD 21701-4504 |
| Investor | Possibly a Property Investor |
| Document Number | 0001531058 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 15310/58 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Number | 0153100080 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 15310/80 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,394.00 (+10.51%) | $290,700 (+25.1%) Land $144,500 Building $146,200 | $290,700 (-) Land $144,500 Building $146,200 |
| 2024 | $4,881.00 (+14.44%) | ||
| 2023 | $4,265.00 | $232,367 | $290,700 Land $144,500 Building $146,200 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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