301 W 28th St, Durango, CO 81301 Property Records

La Plata County property record for 301 W 28th St, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,148 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2016)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-173-08-021`

Property Details

APN / Parcel Number

Primary APN	`5665-173-08-021`
Alternative APN	`R002220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,148 sqft Living Area
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	649 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	399 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R002220
Street Address	301 W 28TH ST
City	DURANGO
State	CO
Zip	81301-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ANIMAS CITY (DGO) BLOCK: 12 LOT: 1 AND:- LOT: 2 ANIMAS CITY ANNEX 301 W 28TH ST DURANGO 81301
Legal Subdivision	ANIMAS CITY (DGO)
Legal Block	12
Legal Lot Number	1,2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3015
Census Tract	970900

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 W 28TH ST, DURANGO, CO 81301-4105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Dec 3, 2014 · Amount on Record
Deed Document Number	20161113938
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	0001103947
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	301 W 28TH ST, DURANGO, CO 81301-4105
Document Number	0001181227
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W 28TH ST DURANGO CO 813014105, DURANGO, CO 81301-4105

Mortgage

Document Number	0001181227
Date	Nov 10, 2020
Instrument	1181227

Lender

Name	MILLENNIAL HM LNDG INC
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,160 (-0.15%) Land $18,210 Building $34,950	$851,730 (-) Land $291,790 Building $559,940
2025	$2,819.00 (+59.27%)	$53,240 (+20.89%) Land $18,240 Building $35,000	$851,730 (+29.57%) Land $291,790 Building $559,940
2023	$1,770.00 (+17.61%)	$44,040 (+18.93%) Land $13,580 Building $30,460	$657,330 (+20.7%) Land $202,750 Building $454,580
2022	$1,505.00	$37,030 Land $12,490 Building $24,540	$544,590 Land $183,680 Building $360,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2000–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.