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301 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 301 Virginia Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,870 sqft · built 1976
Lot Size0.31 acres (13,503 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Sep 2010)
Tax Bill$5,161 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0414-0190

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0414-0190
Alternative APNs
  • 263001000104140190
  • 80116

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,870 sqft Living Area
Gross Area2,624 sqft
1st Floor Area1,654 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchFlorida Room
Porch Area298 sqft
Deck Area550 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address301 VIRGINIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 414 N 40 FT LOT 19, ALL LOT 20 2-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block414
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3012
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0414-0190

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address199 SANDPINE CT, SAINT CLOUD, FL 34771-9628
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2010 · Amount on Record
Deed SaleSep 07, 2010 · Amount on Record
Deed Document Number2010129207
Deed Book / Page4030 / 95
Prior Transfer DateJan 26, 2010
Prior Transfer Doc0039431045
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address301 VIRGINIA AVE, SAINT CLOUD, FL 34769-2437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051090212
DateFeb 28, 2017
Book Page5109/0212
Instrument2017032121
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,161.00 (+7.5%)$297,200 (+15.02%) Land $66,000 Building $231,200$297,200 (+15.02%) Land $66,000 Building $231,200
2024$4,801.00 (+10.01%)
2023$4,364.00 (+11.24%)$258,400 (+14.24%) Land $60,500 Building $197,900$258,400 (+14.24%) Land $60,500 Building $197,900
2022$3,923.00$226,200 Land $55,000 Building $171,200$226,200 Land $55,000 Building $171,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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