301 SW 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 301 SW 7th St, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,128 sqft
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Dec 2025)
Tax Bill$1,270 (2026)
Deeds & MortgagesJun 2026 Mortgage
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN09198045007Z009

Property Details

APN / Parcel Number

Primary APN09198045007Z009
Alternative APNs
  • 41040603
  • 169530
  • 188004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area912 sqft
FlooringWood
Interior WallsPlaster

Exterior

Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Garage Area920 sqft
PorchPatio

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number188004
Street Address301 SW 7TH ST
CityBRAINERD
StateMN
Zip56401-3940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 THRU 9 INCLUSIVE BLOCK 45
Legal Range28W
Legal Township133
Legal Section04
Legal SubdivisionWEST BRAINERD
Legal Block45
Legal Lot Number7-9
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group3
Census Block3003
Census Tract951303

Owner

301 SW 7th St is owned and occupied by an individual who bought it in December 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address301 SW 7TH ST, BRAINERD, MN 56401-3940
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST WESTERN BANK AND TRUST
Dec 23, 2025Warranty Deed, Transfer
ELITE TITLE AND ESCROW, ELLIE TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2025 · Amount on File
Deed SaleDec 23, 2025 · Amount on File
Prior SaleJun 1, 2009 · Amount on File
Deed Document Number20251018716
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Recording DateJun 2, 2026
Property Address301 SW 7TH ST, BRAINERD, MN 56401-3940
Document Number0001024469
Instrument DateMay 18, 2026
Instrument20261024469
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 SW 7TH ST, BRAINERD, MN 56401-3940

Mortgage

Document Number0001024469,
DateJun 2, 2026
Instrument20261024469
Lender
NameFIRST WESTERN BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCROW WING MN
Recording DateDec 23, 2025
Property Address301 SW 7TH ST, BRAINERD, MN 56401-3940
Document Number0001018716
Instrument DateDec 19, 2025
Instrument1018716
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyELITE TITLE AND ESCROW, ELLIE TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$623.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 SW 7TH ST, BRAINERD, MN 56401-3940

Tax Assessment & Valuation

The 2026 property tax bill for 301 SW 7th St was $1,270 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,270.00 Homeowner's exemption$169,000 (+13.8%) Land $55,800 Building $113,200$169,000 (+13.8%) Land $55,800 Building $113,200
2025$148,500 Land $47,300 Building $101,200$148,500 Land $47,300 Building $101,200
2023$1,204.00 Homeowner's exemption$128,500 Land $42,900 Building $85,600$128,500 Land $42,900 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 SW 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 SW 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBrainerd
serves 14,670 people · EPA ID MN1180002
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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