301 Summit Ave, Winchester, VA 22601 Property Records

Winchester City property record for 301 Summit Ave, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,318 sqft · built 1953
Lot Size0.304 acres (13,242 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Apr 2014)
Tax Bill$1,872 (2026)
Deeds & MortgagesDec 2025 Second Mortgage
Feb 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN331-03-74

Property Details

APN / Parcel Number

Primary APN331-03-74
Alternative APNs
  • 2011
  • 2228

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area1,318 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1976
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area13,242 sqft (0.304 acres)
Lot Dimensions204 ft deep x 65 ft wide
TerrainRolling
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2011
Street Address301 SUMMIT AVE
CityWINCHESTER
StateVA
Zip22601-4249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionC D DYE SD L-74 S S 301 SUMMIT AVENUE
Legal SubdivisionC D DYE
Legal Lot Number74
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group4
Census Block4015
Census Tract302

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address301 SUMMIT AVE, WINCHESTER, VA 22601-4249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 20, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 7, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2014 · Amount on Record
Deed SaleApr 22, 2014 · Amount on Record
Deed Document Number2014851
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address301 SUMMIT AVE, WINCHESTER, VA 22601-4249
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250002627
DateDec 1, 2025
Instrument250002627
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2040

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address301 SUMMIT AVE, WINCHESTER, VA 22601-4249
Transaction TypeMortgage
Record UpdatedMar 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 SUMMIT AVE, WINCHESTER, VA 22601-4249

Mortgage

Document Number0240000288
DateFeb 20, 2024
Instrument240000288
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMar 1, 2064
Interest
Rate TypeAdjustable Rate
Rate9.25%
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address301 SUMMIT AVE, WINCHESTER, VA 22601-4249
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210002950
DateSep 7, 2021
Instrument210002950
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,872.00$235,500 (+11.82%) Land $50,000 Building $185,500
2025$1,872.00 (+7.16%)$235,500 (+11.82%) Land $50,000 Building $185,500
2023$1,747.00 (+20.65%)$210,600 Land $50,000 Building $160,600$210,600 Land $50,000 Building $160,600
2022$1,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1988–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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