301 Summer St, Palmyra, MO 63461 Property Records

Marion County property record for 301 Summer St, Palmyra, MO 63461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$125,685 (Sep 2025)
Tax Bill	$770 (2025)
Deeds & Mortgages	Feb 2019 Refinance Jun 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P3198`

Property Details

APN / Parcel Number

Primary APN	`P3198`
Alternative APN	`007.07.25.3.10.001.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	912 sqft
Flooring	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	70 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	P3198
Street Address	301 SUMMER ST
City	PALMYRA
State	MO
Zip	63461-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BEN-MAR UNRECORDED SD, ALL LOT 4 DIM DEED-122.61 X 70
Legal Range	06W
Legal Township	58N
Legal Section	25
Legal Subdivision	BEN MAR UNRECORDED
Legal Lot Number	4
Jurisdiction	MARION MO
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4020
Census Tract	960300

Owner

Source: Marion County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6100 HIGHWAY U, PALMYRA, MO 63461-3458
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HNB BANK
Sep 12, 2025	Deed of Trust, Mortgage · Closed-End Mortgage MA BANK
Aug 12, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) THOMPSON KANE & COMPANY INC
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK
Jan 16, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	20252795
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	301 SUMMER ST, PALMYRA, MO 63461-1857
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R000340
Date	Feb 19, 2019
Instrument	2019R000340

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	301 SUMMER ST, PALMYRA, MO 63461-1857
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R001951
Date	Jun 14, 2022
Instrument	2022R001951

Lender

Name	HNB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	301 SUMMER ST, PALMYRA, MO 63461-1857
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ACCURATE LAND TITLE LLC, ACCURATE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R002796
Date	Sep 12, 2025
Instrument	2025R002796

Lender

Name	MA BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 5, 2045

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	301 SUMMER ST, PALMYRA, MO 63461-1857
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MARTIN TITLE, MARK TWAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R002368
Date	Aug 12, 2025
Instrument	2025R002368

Lender

Name	THOMPSON KANE & COMPANY INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	6 Months
Due	Feb 1, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Recording Date	Apr 2, 2026
Property Address	301 SUMMER ST, PALMYRA, MO 63461-1857
Document Number	0000000957
Instrument Date	Apr 2, 2026
Instrument	2026957
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000957,
Date	Apr 2, 2026
Instrument	2026957

Lender

Name	HOME BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION MO
Recording Date	Jan 16, 2020
Property Address	301 SUMMER ST, PALMYRA, MO 63461-1857
Document Number	202020R000123
Instrument Date	Sep 9, 2019
Instrument	202020R000123
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SUMMER ST, PALMYRA, MO 63461-1857

Mortgage

Document Number	202020R000124
Date	Jan 16, 2020
Instrument	202020R000124

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Palmyra City
Unified School District	Palmyra R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$770.00 (+8.76%)	$13,040 (+10.04%) Land $3,820 Building $9,220	$68,610 (+1%) Land $20,090 Building $48,520
2023	$708.00	$11,850 Land $3,470 Building $8,380	$62,370 Land $18,260 Building $44,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1993–2013)
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMYRA PWS serves 3,595 people · EPA ID MO2010623
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50

May also be available: Chariton Valley Communication.

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