301 Straith St, Staunton, VA 24401 Property Records

Staunton City property record for 301 Straith St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2005
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2024)
Tax Bill	$2,350 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7334`

Property Details

APN / Parcel Number

Primary APN	`7334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft
Finished Basement	364 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,720 sqft (0.131 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	301 STRAITH ST
City	STAUNTON
State	VA
Zip	24401-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 5 LOT 13
Legal Subdivision	MONTGOMERY HGTS
Legal Block	5
Legal Lot Number	13
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4009
Census Tract	200

Owner

Source: Staunton City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 STRAITH ST, STAUNTON, VA 24401-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE
Jul 14, 2023	Deed, Transfer · Line of Credit SELECT BANK
Dec 20, 2021	Deed, Transfer · Line of Credit DUPONT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	20241276
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Recording Date	Aug 10, 2026
Property Address	301 STRAITH ST, STAUNTON, VA 24401-3805
Document Number	0000001973
Instrument Date	Aug 5, 2026
Instrument	20261973
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	INSIGHT TITLE AGENCY/NY, INSIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STRAITH ST, STAUNTON, VA 24401-3805

Mortgage

Document Number	0000001973,
Date	Aug 10, 2026
Instrument	20261973

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jul 14, 2023
Property Address	301 STRAITH ST, STAUNTON, VA 24401-3805
Document Number	0230001602
Map Reference	MB 33 PG 492
Instrument Date	Jul 13, 2023
Instrument	230001602
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5061 LEE JACKSON HWY, GREENVILLE, VA 24440-1845

Mortgage

Document Number	0230001603
Date	Jul 14, 2023
Instrument	230001603

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Dec 20, 2021
Property Address	301 STRAITH ST, STAUNTON, VA 24401-3805
Document Number	0210004339
Map Reference	MB 33 PG 492
Instrument Date	Nov 10, 2021
Instrument	210004339
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	BLUE MAPLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STRAITH ST, STAUNTON, VA 24401-3805

Mortgage

Document Number	0210004340
Date	Dec 20, 2021
Instrument	210004340

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,350.00	$258,280 (-) Land $36,380 Building $221,900	$258,280 (-) Land $36,380 Building $221,900
2025	$2,350.00 (+69.31%)	$258,280 (+65.61%) Land $36,380 Building $221,900	$258,280 (+65.61%) Land $36,380 Building $221,900
2023	$1,388.00	$155,960 Land $32,260 Building $123,700	$155,960 Land $32,260 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1996–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2021 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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