301 Stouffer Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 301 Stouffer Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2026)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1124400010`

Property Details

APN / Parcel Number

Primary APN	`1124400010`
Alternative APN	`98215`

Exterior

Lot Area	60,113 sqft (1.38 acres)

Location & Zoning

Account Number	98215
Street Address	301 STOUFFER RD
City	STERLING
State	IL
Zip	61081-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 SE SEC 24 TWP 21 RNG 7 47604X
Legal Range	07E
Legal Township	21N
Legal Section	24
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4028
Census Tract	900

Owner

301 Stouffer Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Whiteside County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 JACOLYN DR NW, CEDAR RAPIDS, IA 52405-2811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK AND TRUST COMPANY
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK AND TRUST COMPANY
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Deed Document Number	20265366
Prior Transfer Date	May 31, 2011
Prior Transfer Doc	0000004049
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 2, 2026
Property Address	301 STOUFFER RD, STERLING, IL 61081-9702
Document Number	0000005366
Instrument Date	Sep 27, 2026
Instrument	20265366
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	709 JACOLYN DR NW, CEDAR RAPIDS, IA 52405-2811

Mortgage

Document Number	0000005367,
Date	Oct 2, 2026
Instrument	20265367

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jul 22, 2026
Property Address	301 STOUFFER RD, STERLING, IL 61081-9702
Document Number	0000003803
Instrument Date	Jul 8, 2026
Instrument	20263803
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STOUFFER RD, STERLING, IL 61081-9702

Mortgage

Document Number	0000003803,
Date	Jul 22, 2026
Instrument	20263803

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 24, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	301 STOUFFER RD, STERLING, IL 61081-9702
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001285
Date	Mar 4, 2022
Instrument	2022-01285

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 301 Stouffer Rd was $2,768 with a senior citizen's exemption.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00	$65,053 Land $4,964 Building $60,089
2024			$195,159 Land $14,892 Building $180,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Stouffer Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 Stouffer Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

Nearby Properties on Stouffer Rd

Nearby Streets

All Sterling, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures