301 Steep St, Richmond, KY 40475 Property Records

Madison County property record for 301 Steep St, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.482 acres (21,026 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2019)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R011-0003-0001`

Property Details

APN / Parcel Number

Primary APN	`R011-0003-0001`
Alternative APNs	`109756` `72967` `38921`

Exterior

Lot Area	21,026 sqft (0.482 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	38921
Street Address	301 STEEP ST
City	RICHMOND
State	KY
Zip	40475-2049
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	RICHMOND INVESTMENT LOT 7 & 8 BLK 17
Legal Subdivision	STEEP STREET RICHMOND
Legal Block	17
Legal Lot Number	7,8
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2005
Census Tract	10302

Owner

301 Steep St is owned by two individuals who bought it in November 2019.

Source: Madison County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	632 CHESTNUT ST, BEREA, KY 40403-1515
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Feb 9, 2006 · Amount on File
Deed Document Number	20192014001788
Deed Book / Page	780 / 649
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 4, 2019
Property Address	301 STEEP ST, RICHMOND, KY 40475-2049
Document Number	D00780/649
Book / Page	D00780 / 649
Map Reference	MB 42 PG 472
Instrument Date	Oct 31, 2019
Instrument	2014001788
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2176 TODD LN, RICHMOND, KY 40475-9238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1081 S DOGWOOD DR, BEREA, KY 40403-9409
Investor	Possibly a Property Investor

Mortgage

Document Number	2014001789
Date	Nov 4, 2019
Instrument	2014001789

Lender

Name	S JAMES MISCHNER
Type	Private Party

Agreement

Amount	Amount on Record
Term	24 Months
Due	Oct 31, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 301 Steep St was $2,206.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00	$234,000	$234,000
2023	$2,085.00 (-0.29%)	$215,000 (-)	$215,000 (-)
2022	$2,091.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Steep St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Steep St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20