301 Staples Rd, Osceola, WI 54020 Property Records

Polk County property record for 301 Staples Rd, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Oct 2020)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Feb 2019 Mortgage May 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`165-00844-0091`

Property Details

APN / Parcel Number

Primary APN	`165-00844-0091`

Exterior

Lot Area	11,761 sqft (0.269 acres)

Location & Zoning

Street Address	301 STAPLES RD
City	OSCEOLA
State	WI
Zip	54020-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 PLAT OF GATEWAY MEADOWS LOC OL 170
Legal Lot Number	91
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1009
Census Tract	960800

Owner

301 Staples Rd is owned and occupied by an individual who bought it in October 2020.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Feb 3, 2016	Deed of Trust, Mortgage · ARM HIAWATHA NATIONAL BANK
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Oct 20, 2015	Intrafamily Transfer, Transfer
Jul 13, 2015	Intrafamily Transfer, Transfer POLK COUNTY ABSTRACT
Nov 19, 2012	Warranty Deed, Transfer ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Oct 20, 2015
Deed Document Number	88379
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869582
Date	Feb 14, 2019
Instrument	869582

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2039

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000861554
Date	May 8, 2018
Instrument	861554

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000875390
Date	Sep 16, 2019
Instrument	875390

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837580
Date	Feb 3, 2016
Instrument	837580

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2021
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	10.3%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 22, 2020
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Document Number	0000088379
Instrument Date	Jun 22, 2020
Instrument	88379
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000088380
Date	Oct 22, 2020
Instrument	88380

Lender

Name	SERVION INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	Oct 20, 2015
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Document Number	0000834545
Instrument Date	Oct 20, 2015
Instrument	834545
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

July 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	Jul 13, 2015
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Document Number	0000831723
Instrument Date	Jul 10, 2015
Instrument	831723
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	POLK COUNTY ABSTRACT

Transaction

Tax	$407.70
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Nov 19, 2012
Property Address	301 STAPLES RD, OSCEOLA, WI 54020-4368
Document Number	0000803075
Instrument	803075
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000803076
Date	Nov 19, 2012
Instrument	803076

Lender

Name	ROYAL CREDIT UNION
Address	200 RIVERFRONT TER, EAU CLAIRE, WI 54703

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 301 Staples Rd was $3,434 with a homeowner's exemption.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00 Homeowner's exemption	$235,400 Land $27,000 Building $208,400	$292,600 Land $33,561 Building $259,039
2023	$3,095.00 Homeowner's exemption	$235,400 Land $27,000 Building $208,400	$247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Staples Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Staples Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lakeland Communications.

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