Somerset County property record for 301 Spruce St, Windber, PA 15963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,360 sqft · built 1915 |
| Lot Size | 0.364 acres (15,856 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,248 (2024) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | S34-041-094-000 |
| Primary APN | S34-041-094-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 450 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 15,856 sqft (0.364 acres) |
| Lot Dimensions | 188 ft deep x 59 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 342004370 |
|---|---|
| Street Address | 301 SPRUCE ST |
| City | WINDBER |
| State | PA |
| Zip | 15963-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT BNG 0.364 A 2 STY VINYL DWG SHED |
| Legal Lot Number | BNG |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | PAINT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20200 |
301 Spruce St is owned and occupied by an individual.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 SPRUCE ST, WINDBER, PA 15963-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 301 SPRUCE ST, WINDBER, PA 15963-2524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2687/0402 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 2687/0402 |
| Instrument | 2018002369 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Mar 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Paint Township |
| Unified School District | Windber Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $21,760 | |
| 2024 | $1,248.00 (+6.67%) | $21,760 (-) | |
| 2023 | $1,170.00 | $21,760 | |
| 1998 | $43,500 Land $12,150 Building $31,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Spruce St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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