301 Spring Lake Rd, Forest, VA 24551 Property Records

Bedford County property record for 301 Spring Lake Rd, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,704 sqft · built 1998
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$394,900 (Sep 2017)
Tax Bill$2,138 (2023)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN100B 2 4

Property Details

APN / Parcel Number

Primary APN100B 2 4
Alternative APNs
  • 10003921
  • 501970

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,704 sqft Living Area
Gross Area4,596 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area144 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number501970
Street Address301 SPRING LAKE RD
CityFOREST
StateVA
Zip24551-1971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKESLT 4 SEC VII
Legal SubdivisionFOREST
Legal Lot Number4
JurisdictionBEDFORD VA
Township / Civil Division4
Census Block Group4
Census Block4004
Census Tract30103

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address301 SPRING LAKE RD, FOREST, VA 24551-1971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
MEMBER ONE FEDERAL CREDIT UNION
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Sep 20, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2017 · Amount on Record
Deed SaleSep 20, 2017 · Amount on Record
Prior SaleJun 2, 2014 · Amount on Record
Deed Document Number170008829
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address301 SPRING LAKE RD, FOREST, VA 24551-1971
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230008981
DateOct 27, 2023
Instrument230008981
Lender
NameMEMBER ONE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 19, 2048
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address301 SPRING LAKE RD, FOREST, VA 24551-1971
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200003888
DateApr 20, 2020
Instrument200003888
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateSep 20, 2017
Property Address301 SPRING LAKE RD, FOREST, VA 24551-1971
Document Number170008829
Instrument DateSep 7, 2017
Instrument170008829
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170008830
DateSep 20, 2017
Instrument170008830
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,138.00 Additional exemption filed$260,850$521,700 Land $75,000 Building $446,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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