301 Shepherd Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 301 Shepherd Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,219 sqft · built 1955
Lot Size	0.375 acres (16,320 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Oct 2020)
Tax Bill	$2,141 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-131070`

Property Details

APN / Parcel Number

Primary APN	`07-131070`
Alternative APNs	`7131070` `131070`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,219 sqft Total Area
1st Floor Area	80 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,320 sqft (0.375 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	489 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	131070
Street Address	301 SHEPHERD AVE
City	CAMBRIDGE
State	MD
Zip	21613-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 63-16,320 SQ.FT. 301 SHEPHERD AVENUE CAMBRIDGE
Legal Subdivision	STOEN BOUNDARY DEVELOPMENT
Legal Lot Number	63
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1028
Census Tract	970600

Owner

301 Shepherd Ave is owned and occupied by an individual who bought it in October 2020.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	301 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 23, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jan 26, 2007 · Amount on File
Deed Book / Page	1604 / 250
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	MLB007850488
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 23, 2020
Property Address	301 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846
Document Number	0016040250
Book / Page	1604 / 250
Map Reference	LB RSM 2 FO 4
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	301 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846

Mortgage

Document Number	0001604257
Date	Oct 23, 2020
Instrument	1604/257

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	301 SHEPHERD AVE, CAMBRIDGE, MD 21613-2846
Document Number	0014460057
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SHEPHERD AVE CAMBRIDGE MD 216132846, CAMBRIDGE, MD 21613-2846

Mortgage

Document Number	0014460057
Date	Feb 6, 2018
Book Page	001446/000057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 46226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 301 Shepherd Ave was $2,141, down 2.1% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,141.00 (-2.15%)	$114,600 (-1.63%) Land $22,200 Building $92,400	$114,600 (-1.63%) Land $22,200 Building $92,400
2025	$2,188.00	$116,500 Land $22,200 Building $94,300	$116,500 Land $22,200 Building $94,300
2023	$1,755.00	$94,967	$116,500 Land $22,200 Building $94,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Shepherd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Shepherd Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Nearby Properties on Shepherd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures