Isle Of Wight County property record for 301 Saint Andrews, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,279 sqft · built 2022 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $742,000 (Jun 2025) |
| Tax Bill | $5,708 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E-02-005 |
| Primary APN | 21E-02-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,279 sqft Living Area |
| 1st Floor Area | 4,938 sqft |
| Basement Area | 1,390 sqft |
| Finished Basement | 1,019 sqft |
| Unfinished Basement | 371 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Street Address | 301 SAINT ANDREWS |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 CYPRESS CREEK PH 6 SEC 1 PLAT I#210852 |
| Legal Subdivision | CYPRESS CREEK PH 6 SEC 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 280105 |
301 Saint Andrews is owned and occupied by two individuals who bought it in June 2025.
Source: Isle Of Wight County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 SAINT ANDREWS, SMITHFIELD, VA 23430-6832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on File |
| Deed Sale | Jun 27, 2025 · Amount on File |
| Prior Sale | Oct 12, 2022 · Amount on File |
| Deed Document Number | 20252683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Jun 27, 2025 |
| Property Address | 301 SAINT ANDREWS, SMITHFIELD, VA 23430-6832 |
| Document Number | 0250002683 |
| Map Reference | DOC 210000852 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 250002683 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 SAINT ANDREWS, SMITHFIELD, VA 23430-6832 |
| Name | Verified Name |
|---|---|
| Address | 301 SAINT ANDREWS, SMITHFIELD, VA 23430-6832 |
| Document Number | 0250002684 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 250002684 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Nov 1, 2052 |
The 2026 property tax bill for 301 Saint Andrews was $5,708, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,708.00 (+4.5%) | $704,800 (-) Land $95,000 Building $609,800 | $704,800 (-) Land $95,000 Building $609,800 |
| 2025 | $5,462.00 | $704,800 Land $95,000 Building $609,800 | $704,800 Land $95,000 Building $609,800 |
| 2023 | $704,800 Land $95,000 Building $609,800 | $704,800 Land $95,000 Building $609,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Saint Andrews in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Saint Andrews is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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