301 S Bluff St, Albany, IL 61230 Property Records

Whiteside County property record for 301 S Bluff St, Albany, IL 61230

Property Summary

Property TypeSingle Family Home
Lot Size0.487 acres (21,214 sqft)
OwnerIndividual Name on File
Last Sale$17,000 (Feb 2016)
Tax Bill$642 (2025)
Flood ZoneZone X (minimal risk)
APN0625127004

Property Details

APN / Parcel Number

Primary APN0625127004
Alternative APN
  • 96641

Exterior

Lot Area21,214 sqft (0.487 acres)
Lot Dimensions150 ft deep x 141 ft wide

Location & Zoning

Account Number96641
Street Address301 S BLUFF ST
CityALBANY
StateIL
Zip61230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOWER ALBANY OUTLOTS N 150 OF E 1/2 LOT 3 30001X
Legal SubdivisionVILLAGE ALBANY
Legal Lot Number3
JurisdictionWHITESIDE IL
Township / Civil DivisionALBANY
Census Block Group4
Census Block4049
Census Tract400

Owner

301 S Bluff St is owned by an individual who bought it in February 2016.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address506 3RD AVE S, ALBANY, IL 61230
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2016 · Amount on File
Deed SaleFeb 11, 2016 · Amount on File
Prior SaleJan 29, 2016 · Amount on File
Deed Document Number2016790
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 301 S Bluff St was $642.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlbany Village
CountyWhiteside County
County SubdivisionAlbany Township
Unified School DistrictRiver Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$642.00$7,820 Land $3,931 Building $3,889
2024$23,460 Land $11,793 Building $11,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 S Bluff St in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims45 (1986–2023)
Claims Outside the SFHA8 of 45
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Flooding, Apr 2001 · 9 claims
  • Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 S Bluff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY
serves 846 people · EPA ID IL1950050
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Sep 2024
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000

May also be available: Jo-Carroll Energy, Nextlink, Verizon.

Nearby Properties on S Bluff St

Nearby Streets

Search Property Records by Address or Parcel Number