301 Rockfish Way, Diggs, VA 23045 Property Records

Mathews County property record for 301 Rockfish Way, Diggs, VA 23045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,899 sqft · built 1870
Lot Size	14.4 acres (630,836 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2024)
Tax Bill	$1,620 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`27-A-52`

Property Details

APN / Parcel Number

Primary APN	`27-A-52`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,899 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Roof Type	Gable
Roof Material	Asphalt
Lot Area	630,836 sqft (14.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	301 ROCKFISH WAY
City	DIGGS
State	VA
Zip	23045-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN CREEK
Legal Subdivision	GARDEN CREEK
Legal Lot Number	52
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1002
Census Tract	951402

Owner

301 Rockfish Way is owned by an individual who bought it in July 2024.

Source: Mathews County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4370 SALT CREEK RD, GALLIPOLIS FERRY, WV 25515-6403
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Intrafamily Transfer, Transfer CHESAPEAKE BANK
Jan 31, 2017	Deed, Transfer · Conventional Mortgage LENDER SELECT MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	2024814
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	0000000384
Record Updated	Sep 20, 2026

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MATHEWS VA
Recording Date	Apr 9, 2019
Property Address	301 ROCKFISH WAY, DIGGS, VA 23045-2155
Document Number	190000384
Instrument Date	Feb 20, 2019
Instrument	190000384
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 ROCKFISH WAY, DIGGS, VA 23045-2155

Mortgage

Document Number	190000385
Date	Apr 9, 2019
Instrument	190000385

Lender

Name	CHESAPEAKE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate	4.75%

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jan 31, 2017
Property Address	301 ROCKFISH WAY, DIGGS, VA 23045-2155
Document Number	170000112
Map Reference	MB 1 PG 153
Instrument Date	Jan 3, 2017
Instrument	170000112
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	332 CHURCH ST, MATHEWS, VA 23109-2237

Mortgage

Document Number	170000113
Date	Jan 31, 2017
Instrument	170000113

Lender

Name	LENDER SELECT MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 301 Rockfish Way was $1,620.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,620.00	$261,300 Land $75,400 Building $185,900
2025	$1,620.00
2023	$1,463.00	$261,300 Land $75,400 Building $185,900	$261,300 Land $75,400 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Rockfish Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Rockfish Way is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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