301 River Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 301 River Rd, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,496 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,800 (Jul 2026)
Tax Bill	$5,317 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Sale & Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R01 L:033-E`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R01 L:033-E`
Alternative APNs	`TOPM M:R01 L:33-E` `M:R01 L:033=E` `2426`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	1,496 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2426
Old Parcel Number	TOPM M:R01 L:033-E
Street Address	301 RIVER RD
City	TOPSHAM
State	ME
Zip	04086-6154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	33-E
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	1
Census Block	1003
Census Tract	970301

Owner

Source: Sagadahoc County and Topsham Town records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 2, 2026	Quit Claim Deed, Transfer · Line of Credit SPRING EQ LLC
Jun 24, 2025	Deed of Trust, Mortgage WEST CAP LENDING INC
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 15, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2026R03413
Prior Transfer Date	Apr 3, 2026
Prior Transfer Doc	0000003413
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Recording Date	Aug 11, 2026
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Document Number	0000004210
Instrument Date	Aug 3, 2026
Instrument	20264210
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RIVER RD, TOPSHAM, ME 04086-6154

Mortgage

Document Number	0000004210,
Date	Aug 11, 2026
Instrument	20264210

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSHAM ME
Recording Date	Jul 2, 2026
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Document Number	0000003413
Instrument Date	Apr 3, 2026
Instrument	2026R03413
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 RIVER RD, TOPSHAM, ME 04086-6154

Mortgage

Date	Jul 2, 2026

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002980
Date	Jun 24, 2025
Instrument	2025R-02980

Lender

Name	WEST CAP LENDING INC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000251
Date	Jan 10, 2022
Instrument	2022R-00251

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003247
Date	Apr 16, 2021
Instrument	2021R-03247

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Document Number	0000007042
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RIVER RD TOPSHAM ME 040866154, TOPSHAM, ME 04086-6154

Mortgage

Document Number	0000007042
Date	Oct 15, 2019
Instrument	7042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSHAM ME
Recording Date	Oct 15, 2019
Property Address	301 RIVER RD, TOPSHAM, ME 04086-6154
Document Number	0000007041
Instrument Date	Sep 20, 2019
Instrument	7041
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RIVER RD TOPSHAM ME 040866154, TOPSHAM, ME 04086-6154

Mortgage

Document Number	7042
Date	Oct 15, 2019
Instrument	7042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,317.00 (+6.83%)	$415,400 (+13.34%) Land $68,000 Building $347,400
2023	$4,977.00 (+9.36%)	$366,500 (+16.13%) Land $60,100 Building $306,400
2022	$4,551.00	$315,600 Land $57,900 Building $257,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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