301 Rail Spike Rd, Brandon, MS 39042 Property Records

Rankin County property record for 301 Rail Spike Rd, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,495 sqft · built 2004
Lot Size	0.441 acres (19,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,700 (Jul 2009)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`I09F000002 00400`

Property Details

APN / Parcel Number

Primary APN	`I09F000002 00400`
Alternative APN	`65274`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,495 sqft Adjusted Area
1st Floor Area	2,085 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,226 sqft (0.441 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	65274
Street Address	301 RAIL SPIKE RD
City	BRANDON
State	MS
Zip	39042-7553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SPEERS CROSSING I
Legal Range	03E
Legal Township	05N
Legal Section	09
Legal Subdivision	SPEERS CROSSING 1
Legal Lot Number	40
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	20103

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 RAIL SPIKE RD, BRANDON, MS 39042-7553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Deed Book / Page	2009 / 14156
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	301 RAIL SPIKE RD, BRANDON, MS 39042-7553
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112257
Date	Nov 14, 2022
Book Page	3022/112257

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	301 RAIL SPIKE RD, BRANDON, MS 39042-7553
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099313
Date	Jul 26, 2021
Book Page	3021/99313

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (-36%) Homeowner's exemption Senior Citizen's exemption	$24,555 (+0.52%)
2024	$2,950.00 (+59.37%)		$245,550 (+0.52%) Land $40,000 Building $205,550
2023		$24,427
2021			$244,270 Land $40,000 Building $204,270
2019	$1,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD WATER ASSOCIATION public/private · serves 4,013 people · EPA ID MS0610012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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