Lincoln County property record for 301 Pine Rd, Ruidoso, NM 88345
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1984 |
| Lot Size | 0.652 acres (28,414 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,364 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-072-065-219-193 |
| Primary APN | 4-072-065-219-193 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Lot Area | 28,414 sqft (0.652 acres) |
| Account Number | 73825 |
|---|---|
| Street Address | 301 PINE RD |
| City | RUIDOSO |
| State | NM |
| Zip | 88345-9391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION-27 TOWNSHIP-11S RANGE-13E TRACT 3 A TRACT OF LAND IN THE SE4NW4 CONT'G 0.6523 ACRES |
| Legal Range | 13E |
| Legal Township | 11S |
| Legal Section | 27 |
| Legal Subdivision | BLANKENSHIP TRACT |
| Legal Tract | 3 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 960800 |
301 Pine Rd, a single family home, is owned by an individual.
Source: Lincoln County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1800 COLEEN AVE, LAS CRUCES, NM 88001-1618 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE |
| Jun 4, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Jul 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | May 6, 2026 |
| Property Address | 301 PINE RD, RUIDOSO, NM 88345-9391 |
| Document Number | 0000002194 |
| Book / Page | 2026 / 7885 |
| Instrument Date | May 2, 2026 |
| Instrument | 20262194 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 4232 QUAPAW AVE, SAN DIEGO, CA 92117-4525 |
| Document Number | 0000002194, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2026/7885 |
| Instrument | 20262194 |
| Name | AMERICAN INTERNET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NM |
| Property Address | 301 PINE RD, RUIDOSO, NM 88345-9391 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02020/2690 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 2020/2690 |
| Instrument | 202002690 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | RUIDOSO, NM 88345 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 22, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | Jul 31, 2024 |
| Property Address | 301 PINE RD, RUIDOSO, NM 88345-9391 |
| Document Number | 02024/8982 |
| Book / Page | 2024 / 8982 |
| Map Reference | CAB G SL 144 |
| Instrument Date | Jul 29, 2024 |
| Instrument | 202403496 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 WINGFIELD ST, RUIDOSO, NM 88345-9328 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4232 QUAPAW AVE, SAN DIEGO, CA 92117-4525 |
| Document Number | 0202403497 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 202403497 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 301 Pine Rd was $3,364.
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Municipality | Ruidoso Village |
| Unified School District | Ruidoso Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,440 (-) Land $11,729 Building $99,711 | $334,320 (-) Land $35,187 Building $299,133 | |
| 2025 | $3,364.00 | $111,440 Land $11,729 Building $99,711 | $334,320 Land $35,187 Building $299,133 |
| 2023 | $1,465.00 | $49,485 Land $11,387 Building $38,098 | $148,455 Land $34,161 Building $114,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Pine Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 18 (1986–2025) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jul 2025 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Pine Rd is very high, ranking above 91% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 88% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUIDOSO WATER SYSTEM serves 15,947 people · EPA ID NM3513114 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Treatment failure resolved · Feb 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
May also be available: Tularosa Communications, Verizon.
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