301 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 301 Phelps St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,720 sqft · built 1908
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2022)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38052532221001`

Property Details

APN / Parcel Number

Primary APN	`38052532221001`
Alternative APN	`4963000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Heated Area
1st Floor Area	1,106 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	25 ft deep x 48 ft wide
Porch	Patio
Porch Area	98 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4963000
Street Address	301 PHELPS ST
City	STERLING
State	CO
Zip	80751-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 48' LOTS 1-3 BLK 29 B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	29
Legal Lot Number	1-3
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2017
Census Tract	966300

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 PHELPS ST, STERLING, CO 80751-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage DALESON LLC
Jul 5, 2022	Special Warranty Deed, Transfer · FHA Mortgage INTEGRITY MORTGAGE & FINANCIAL INC
Nov 3, 2021	Quit Claim Deed, Transfer · Line of Credit BANK OF COLORADO
Aug 7, 2020	Grant Deed, Transfer DALESON LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2022762189
Deed Book / Page	1050 / 379
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	301 PHELPS ST, STERLING, CO 80751-3940
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000754992
Date	Apr 27, 2021
Book Page	1043/180
Instrument	754992

Lender

Name	DALESON LLC
Type	Non-Lending Institution
Address	LONGMONT, CO 80504

Agreement

Amount	Amount Recorded

Interest

Rate	8%

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 5, 2022
Property Address	301 PHELPS ST, STERLING, CO 80751-3940
Document Number	0000762189
Book / Page	1050 / 379
Instrument Date	Jun 30, 2022
Instrument	762189
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 PHELPS ST, STERLING, CO 80751-3940

Mortgage

Document Number	0000762190
Date	Jul 5, 2022
Instrument	762190

Lender

Name	INTEGRITY MORTGAGE & FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Nov 3, 2021
Property Address	301 PHELPS ST, STERLING, CO 80751-3940
Document Number	0000758249
Book / Page	1046 / 438
Instrument Date	Oct 28, 2021
Instrument	758249
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 FEDERAL BLVD, DENVER, CO 80204-1727

Mortgage

Document Number	0000758250
Date	Nov 3, 2021
Instrument	758250

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 7, 2020
Property Address	301 PHELPS ST, STERLING, CO 80751-3940
Document Number	0000750704
Book / Page	001038 / 000887
Instrument Date	Aug 7, 2020
Instrument	750704
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 FEDERAL BLVD DENVER CO 802041727, DENVER, CO 80204-1727

Mortgage

Document Number	750871
Date	Aug 7, 2020
Book Page	001039/000054
Instrument	750871

Lender

Name	DALESON LLC
Address	7033 DEL COMMUNDO CT, LONGMONT, CO 80504-9480

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (+61.96%)	$13,418 (-91.62%)	$214,683 (+34.1%) Land $18,000 Building $196,683
2023	$694.00 (+30.7%)	$160,090 (+1,338.36%) Land $14,400 Building $145,690	$160,090 (-) Land $14,400 Building $145,690
2022	$531.00	$11,130 Land $1,000 Building $10,130	$160,090 Land $14,400 Building $145,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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