301 Peat Bed Rd, Hannibal, NY 13074 Property Records

Oswego County and Hannibal Town property record for 301 Peat Bed Rd, Hannibal, NY 13074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1978
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2023)
Tax Bill	$3,166 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353089 250.00-03-04.12`

Property Details

APN / Parcel Number

Primary APN	`353089 250.00-03-04.12`
Alternative APN	`308925000000030041200000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	301 PEAT BED RD
City	HANNIBAL
State	NY
Zip	13074-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 80 400-050-000
Legal Block	3
Legal Lot Number	4.120
Jurisdiction	OSWEGO NY
Township / Civil Division	HANNIBAL
Census Block Group	3
Census Block	3001
Census Tract	21300

Owner

301 Peat Bed Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Oswego County and Hannibal Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 PEAT BED RD, HANNIBAL, NY 13074-2365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATHFINDER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Nov 24, 1998 · Amount on File
Deed Document Number	20237448
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 23, 2023
Property Address	301 PEAT BED RD, HANNIBAL, NY 13074-2365
Document Number	0000007448
Instrument Date	Aug 17, 2023
Instrument	R-2023-007448
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 PEAT BED RD, HANNIBAL, NY 13074-2365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 W 4TH ST S, FULTON, NY 13069-2245

Mortgage

Document Number	0000007449
Date	Aug 23, 2023
Instrument	R-2023-007449

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	301 PEAT BED RD, HANNIBAL, NY 13074-2365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CNY ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004127
Date	May 28, 2020
Instrument	R-2020-004127

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 301 Peat Bed Rd was $3,166, down 40.3% from the year before.

Source: Oswego County and Hannibal Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hannibal Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,166.00 (-40.31%)
2025	$5,304.00	$79,000 Land $20,500 Building $58,500	$136,207 Land $35,345 Building $100,862
2023		$79,000 (-) Land $20,500 Building $58,500	$117,910 (+18.09%) Land $30,597 Building $87,313
2022		$79,000 Land $20,500 Building $58,500	$99,848 Land $25,910 Building $73,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Peat Bed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Peat Bed Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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