301 Pam Dr, Richmond, KY 40475 Property Records

Madison County property record for 301 Pam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Feb 2024)
Tax Bill	$330 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042B-0024-0028`

Property Details

APN / Parcel Number

Primary APN	`042B-0024-0028`
Alternative APNs	`101785` `139033` `55880`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	55880
Street Address	301 PAM DR
City	RICHMOND
State	KY
Zip	40475-9813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANEY BROOKE PLACE LOT 28
Legal Subdivision	LANEY BROOKE PLACE
Legal Lot Number	28
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10702

Owner

301 Pam Dr is owned by a company that bought it in February 2024.

Source: Madison County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1008 CHERRY CT, RICHMOND, KY 40475-8902
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Dec 23, 2025	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Mar 25, 2020	Warranty Deed, Transfer
Nov 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Mar 25, 2020 · Amount on File
Deed Document Number	202414192600
Deed Book / Page	849 / 308
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Oct 13, 2026
Property Address	301 PAM DR, RICHMOND, KY 40475-9813
Document Number	0014382817
Book / Page	2508 / 165
Instrument Date	Sep 30, 2026
Instrument	202614382817
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1008 CHERRY CT, RICHMOND, KY 40475-8902

Mortgage

Document Number	0014382817,
Date	Oct 13, 2026
Book Page	2508/165
Instrument	202614382817

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	301 PAM DR, RICHMOND, KY 40475-9813
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 CHERRY CT, RICHMOND, KY 40475-8902

Mortgage

Document Number	0M2434/206
Date	Dec 23, 2025
Book Page	M2434/206
Instrument	2014307756

Lender

Name	CITIZENS BANK
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 9, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 25, 2020
Property Address	301 PAM DR, RICHMOND, KY 40475-9813
Document Number	D00786/85
Book / Page	D00786 / 85
Map Reference	CAB 24 SL 203
Instrument Date	Mar 20, 2020
Instrument	2014009433
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 FREYBROOK DR, 119, RICHMOND, KY 40475-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 MULE SHED LN, RICHMOND, KY 40475-9772

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 18, 2019
Property Address	301 PAM DR, RICHMOND, KY 40475-9813
Document Number	D00781/283
Book / Page	D00781 / 283
Map Reference	CAB 24 SL 203
Instrument Date	Nov 12, 2019
Instrument	2014002443
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1143 HEATHCLIFF DR, 1143, RICHMOND, KY 40475-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 FREYBROOK DR, RICHMOND, KY 40475-3314

Tax Assessment & Valuation

The 2025 property tax bill for 301 Pam Dr was $330.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$330.00	$35,000	$35,000
2023	$203.00 (-0.49%)	$21,000 (-)	$21,000 (-)
2022	$204.00	$21,000	$21,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Pam Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Pam Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Pam Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures