Pinellas County property record for 301 Palm Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,190 sqft · built 1970 |
| Lot Size | 0.306 acres (13,342 sqft) |
| Owner | Company Name on File |
| Last Sale | $565,000 (May 2026) |
| Tax Bill | $11,516 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-7757-4 |
| Primary APN | C62-000-747-7757-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 2,816 sqft |
| 1st Floor Area | 2,190 sqft |
| Flooring | Carpet |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,342 sqft (0.306 acres) |
| Lot Dimensions | 125 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 588 sqft |
| Patio Area | 588 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R354336 |
|---|---|
| Street Address | 301 PALM DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HARBOR BLUFFS SEC 2 UNIT A BLK M, LOT 1 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | HARBOR BLUFFS SEC 2 UNIT A |
| Legal Tract | 35676 |
| Legal Block | M |
| Legal Lot Number | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 25210 |
Source: Pinellas County records · APN C62-000-747-7757-4
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 226, LARGO, FL 33779-0226 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| May 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| May 29, 2026 | Warranty Deed, Transfer · Construction Mortgage RFLF 5 LLC |
| Feb 05, 2020 | Warranty Deed, Transfer TITLE AGENCY/FLORIDA INC, TITLE AGCY/FLORIDA INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Feb 05, 2020 · Amount on Record |
| Deed Document Number | 2026144992 |
| Deed Book / Page | 23575 / 1337 |
| Transfer Doc | 1014002367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 301 PALM DR, LARGO, FL 33770-2610 |
| Document Number | 0000186637 |
| Book / Page | 23625 / 1121 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 2026186637 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | TITLE FIRM, ATLANTIC TITLE FIRM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518,231.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 PALM DR, LARGO, FL 33770-2610 |
| Document Number | 0000186639, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026186639 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 301 PALM DR, LARGO, FL 33770-2610 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 92 LAWRENCE AVE E TORONTO, CANADA XX |
| Document Number | 0231670048 |
|---|---|
| Date | May 19, 2025 |
| Book Page | 23167/48 |
| Instrument | 2025144729 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 29, 2026 |
| Property Address | 301 PALM DR, LARGO, FL 33770-2610 |
| Document Number | 0000144992 |
| Book / Page | 23575 / 1337 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026144992 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | ATLANTIC TITLE INC, ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Number | 0000144994, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026144994 |
| Name | RFLF 5 LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 01, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 05, 2020 |
| Property Address | 301 PALM DR, LARGO, FL 33770-2610 |
| Document Number | 0208700861 |
| Book / Page | 020870 / 000861 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 37962 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | TITLE AGENCY/FLORIDA INC, TITLE AGCY/FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,483.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 LAWRENCE AVE E |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,516.00 (+12.76%) | $656,532 (-0.91%) Land $306,982 Building $349,550 | $656,532 (-0.91%) Land $306,982 Building $349,550 |
| 2023 | $10,213.00 (+13.14%) | $662,586 (+22.13%) | $662,586 (+22.13%) Land $379,142 Building $283,444 |
| 2022 | $9,027.00 | $542,530 | $542,530 Land $322,496 Building $220,034 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 446 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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