301 Oates Rd, Palmer, TX 75152 Property Records

Ellis County property record for 301 Oates Rd, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$755 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R200422`

Property Details

APN / Parcel Number

Primary APN	`R200422`
Alternative APNs	`00650000000299110` `200422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,703 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	624 sqft
Porch	Covered Porch
Porch Area	163 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 OATES RD
City	PALMER
State	TX
Zip	75152-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 2 MORGAN EST LOCKED GATE1 ACRES
Legal Subdivision	MORGAN EST
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2063
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 OATES RD, PALMER, TX 75152-6011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY CU
Jul 30, 2018	Deed of Trust, Mortgage CITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	301 OATES RD, PALMER, TX 75152-6011
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002245433
Date	Dec 8, 2022
Instrument	2245433

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Dec 15, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	301 OATES RD, PALMER, TX 75152-6011
Document Number	0000025796
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 OATES RD PALMER TX 751526011, PALMER, TX 75152-6011

Mortgage

Document Number	0000025796
Date	Sep 6, 2018
Instrument	25796

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228-6543

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 5, 2028

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,194 (+1%)	$307,780 (-9.39%) Land $120,000 Building $187,780
2025	$755.00 (-41.11%) Homeowner's exemption Senior Citizen's exemption	$239,267 (+21%) Land $120,000 Building $219,663	$339,663 (+4.02%) Land $120,000 Building $219,663
2024	$1,282.00 (+8.55%)
2023	$1,181.00 (-41.74%) Homeowner's exemption Senior Citizen's exemption	$197,741	$326,548 Land $80,000 Building $246,548
2018	$2,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

Nearby Properties on Oates Rd

Nearby Streets

All Palmer, TX Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures