301 Oak St, Elgin, NE 68636 Property Records

Antelope County property record for 301 Oak St, Elgin, NE 68636

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,444 sqft · built 1915
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2026)
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
APN	`0000-00-0-40000-015-1627`

Property Details

APN / Parcel Number

Primary APN	`0000-00-0-40000-015-1627`
Alternative APN	`000162700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	301 OAK ST
City	ELGIN
State	NE
Zip	68636-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 5 BLK 15 ELGIN CITY
Legal Subdivision	ELGIN CITY
Legal Block	15
Legal Lot Number	5
Jurisdiction	ANTELOPE NE
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2033
Census Tract	979800

Owner

Source: Antelope County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	301 OAK ST, ELGIN, NE 68636-2572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	2026450
Deed Book / Page	140 / 386
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANTELOPE NE
Recording Date	Apr 27, 2026
Property Address	301 OAK ST, ELGIN, NE 68636-2572
Document Number	0000000451
Book / Page	295 / 236
Instrument Date	Apr 24, 2026
Instrument	2026451
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000451,
Date	Apr 27, 2026
Book Page	295/236
Instrument	2026451

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANTELOPE NE
Recording Date	Apr 27, 2026
Property Address	301 OAK ST, ELGIN, NE 68636-2572
Document Number	0000000450
Book / Page	140 / 386
Instrument Date	Apr 17, 2026
Instrument	2026.450
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	SCHACHT ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,804.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 OAK ST, ELGIN, NE 68636-2572

Mortgage

Document Number	0000000451,
Date	Apr 27, 2026
Instrument	2026..451

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANTELOPE NE
Recording Date	Jul 20, 2023
Property Address	301 OAK ST, ELGIN, NE 68636-2572
Document Number	000138/122
Book / Page	138 / 122
Instrument Date	Jul 17, 2023
Instrument	2023-00750
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	SCHACHT ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000282/554
Date	Jul 20, 2023
Book Page	282/554
Instrument	2023-00751

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Antelope County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Antelope County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,765 (-) Land $7,140 Building $123,625	$130,765 (-) Land $7,140 Building $123,625
2025	$1,044.00 (+2%)	$130,765 (+66.44%) Land $7,140 Building $123,625	$130,765 (+66.44%) Land $7,140 Building $123,625
2023	$870.00 (+21.34%)	$78,565 (+22.3%) Land $6,300 Building $72,265	$78,565 (+22.3%) Land $6,300 Building $72,265
2022	$717.00	$64,240 Land $4,200 Building $60,040	$64,240 Land $4,200 Building $60,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELGIN serves 717 people · EPA ID NE3100307
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stealth Broadband Fiber	1,000 / 1,000
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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